515 N Madison St, Tupelo, MS 38804 Property Records

Lee County property record for 515 N Madison St, Tupelo, MS 38804

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,312 sqft · built 1933
Owner	2 Individual Names on File
Last Sale	$91,500 (Aug 2001)
Tax Bill	$2,275 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`089J-31-073-00`

Property Details

APN / Parcel Number

Primary APN	`089J-31-073-00`
Alternative APNs	`022688` `22688`

Interior

Full Baths	1 Bath
Building Area	1,312 sqft Heated Area
Gross Area	2,863 sqft
2nd Floor Area	1,050 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1933
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Utility Building	360 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	022688
Old Parcel Number	089J-31-073-00
Street Address	515 N MADISON ST
City	TUPELO
State	MS
Zip	38804-3863
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK 1 PT LOT 17 NW1/4
Legal Range	06E
Legal Township	09S
Legal Section	31
Legal Subdivision	TERRACE PARK ADDITION
Legal Block	1
Legal Lot Number	17
Jurisdiction	LEE MS
Township / Civil Division	3
Census Block Group	3
Census Block	3000
Census Tract	950602

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Downtown Tupelo Historic District (Boundary Increase) listed 2025 · 8 contributing resources · NRIS 14000276

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

515 N Madison St is owned and occupied by two individuals who bought it in August 2001.

Source: Lee County records, as of October 29, 2025

Owner of Record	2 Individual Names on File
Mailing Address	515 N MADISON ST, TUPELO, MS 38804-3863
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2001 · Amount on File
Deed Sale	Aug 24, 2001 · Amount on File
Deed Document Number	0000112668
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE MS
Property Address	515 N MADISON ST, TUPELO, MS 38804-3863
Transaction Type	Mortgage
Record Updated	Aug 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 N MADISON ST, TUPELO, MS 38804-3863

Mortgage

Document Number	2023003194
Date	Mar 21, 2023
Instrument	2023003194

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Mar 25, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 515 N Madison St was $2,275 with a homeowner's exemption.

Source: Lee County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lee County
Municipality	Tupelo City
Unified School District	Tupelo Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,275.00 Homeowner's exemption	$16,738	$167,380 Land $30,000 Building $137,380
2023	$1,795.00 Homeowner's exemption	$13,415	$132,130 Land $30,000 Building $102,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 515 N Madison St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	3 (1980–2022)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Oct 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 515 N Madison St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.7% of Mississippi
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TUPELO serves 37,000 people · EPA ID MS0410015
Water Source	Purchased surface water from N. E. MS. REGIONAL W/S
Last State Inspection	Apr 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Tombigbee Fiber.

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