505 N Madison St, Tupelo, MS 38804 Property Records

Lee County property record for 505 N Madison St, Tupelo, MS 38804

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,683 sqft · built 1951
Lot Size	0.227 acres (9,903 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,621 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Oct 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`089J-31-090-00`

Property Details

APN / Parcel Number

Primary APN	`089J-31-090-00`
Alternative APNs	`022705` `22705`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,683 sqft Heated Area
1st Floor Area	1,683 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,903 sqft (0.227 acres)

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	505 N MADISON ST
City	TUPELO
State	MS
Zip	38804-3853
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK 2 LOT 1 NW1/4
Legal Range	06E
Legal Township	09S
Legal Section	31
Legal Subdivision	TERRACE PARK ADDITION
Legal Block	2
Legal Lot Number	1
Jurisdiction	LEE MS
Township / Civil Division	3
Census Block Group	3
Census Block	3016
Census Tract	950602

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Tupelo Downtown Neighborhood Historic District listed 2021 · 332 contributing resources · NRIS 100007053

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

505 N Madison St is owned and occupied by two individuals who acquired it in July 2020.

Source: Lee County records, as of October 30, 2025

Owner of Record	2 Individual Names on File
Mailing Address	505 N MADISON ST, TUPELO, MS 38804-3853
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2020	Deed of Trust, Mortgage BNA BANK
Oct 3, 2023	Warranty Deed, Transfer · Conventional Mortgage BANK OF ENGLAND
Jul 10, 2020	Warranty Deed, Transfer · Conventional Mortgage GUM TREE MORTGAGE LLC
Nov 5, 2018	Warranty Deed, Transfer · Line of Credit BNA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2020
Deed Sale	Jul 10, 2020
Prior Sale	Jul 10, 2020 · Amount on File
Deed Document Number	20208764
Prior Transfer Date	May 21, 2015
Prior Transfer Doc	2015006340
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE MS
Property Address	505 N MADISON ST, TUPELO, MS 38804-3853
Transaction Type	Mortgage
Record Updated	Oct 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2598 HARRIS DR, OXFORD, MS 38655-4295

Mortgage

Document Number	2020001487
Date	Feb 3, 2020
Instrument	2020001487

Lender

Name	BNA BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	36 Months
Due	Feb 10, 2023

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE MS
Recording Date	Oct 3, 2023
Property Address	505 N MADISON ST, TUPELO, MS 38804-3853
Document Number	2023011602
Instrument Date	Oct 2, 2023
Instrument	2023011602
Transaction Type	Transfer
Record Updated	Oct 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	505 N MADISON ST, TUPELO, MS 38804-3853

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 N MADISON ST, TUPELO, MS 38804-3853

Mortgage

Document Number	2023011603
Date	Oct 3, 2023
Instrument	2023011603

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2053

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE MS
Recording Date	Jul 10, 2020
Property Address	505 N MADISON ST, TUPELO, MS 38804-3853
Document Number	2020008764
Instrument Date	Jul 10, 2020
Instrument	2020008764
Transaction Type	Transfer
Record Updated	Oct 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2598 HARRIS DR, OXFORD, MS 38655-4295

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 N MADISON ST, TUPELO, MS 38804-3853

Mortgage

Document Number	2020008765
Date	Jul 10, 2020
Instrument	2020008765

Lender

Name	GUM TREE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE MS
Recording Date	Nov 5, 2018
Property Address	505 N MADISON ST, TUPELO, MS 38804-3853
Document Number	2018014104
Instrument Date	Nov 5, 2018
Instrument	2018014104
Transaction Type	Transfer
Record Updated	Oct 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	216A COUNTY ROAD 1802, SALTILLO, MS 38866-7203

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 N MADISON ST, TUPELO, MS 38804-3853

Mortgage

Document Number	2018014105
Date	Nov 5, 2018
Instrument	2018014105

Lender

Name	BNA BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	9 Months
Due	Aug 5, 2019

Tax Assessment & Valuation

The 2025 property tax bill for 505 N Madison St was $2,621 with a homeowner's exemption.

Source: Lee County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lee County
Municipality	Tupelo City
Unified School District	Tupelo Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,621.00 Homeowner's exemption	$19,284	$192,840 Land $25,000 Building $167,840
2023	$1,239.00 (+31.95%) Homeowner's exemption	$9,262 (-)	$92,620 (-) Land $25,000 Building $67,620
2022	$939.00 Homeowner's exemption	$9,262	$92,620 Land $25,000 Building $67,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 505 N Madison St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	3 (1980–2022)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Oct 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 505 N Madison St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.7% of Mississippi
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TUPELO serves 37,000 people · EPA ID MS0410015
Water Source	Purchased surface water from N. E. MS. REGIONAL W/S
Last State Inspection	Apr 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Tombigbee Fiber.

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