515 N 2nd St, Saint Clair, MI 48079 Property Records

St. Clair County property record for 515 N 2nd St, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,848 sqft · built 1870
Lot Size	0.364 acres (15,856 sqft)
Owner	Individual Name on File
Last Sale	$71,000 (Nov 2010)
Tax Bill	$3,623 (2025)
Deeds & Mortgages	May 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`74-07-049-0347-000`

Property Details

APN / Parcel Number

Primary APN	`74-07-049-0347-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,848 sqft Living Area
1st Floor Area	1,208 sqft
Basement Area	1,112 sqft

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Lot Area	15,856 sqft (0.364 acres)
Lot Dimensions	180 ft deep x 88 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	515 N 2ND ST
City	SAINT CLAIR
State	MI
Zip	48079-5601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2 TWO FA
Legal Description	LOTS 1 & 6 BLK 79 & PART OF 5 A LOT 41 LYING N OF ABV & S OF A LINE BEG N 6D 29M E 15.30' FROM NE COR BLK 79, TH N 79D 20M W 180.48' MAP OF PC 304 & 305
Legal Subdivision	ST CLAIR
Legal Block	79
Legal Lot Number	1,6,41
Legal Unit	1,41
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	4
Census Block	4000
Census Tract	642000

Owner

Source: St. Clair County assessment roll, as of October 7, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	515 N 2ND ST, SAINT CLAIR, MI 48079-5601
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 16, 2010 · Amount on Record
Deed Sale	Nov 16, 2010 · Amount on Record
Deed Document Number	201022812
Deed Book / Page	4081 / 824
Last Transfer Date	Oct 30, 2015
Transfer Doc	4654000091
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	515 N 2ND ST, SAINT CLAIR, MI 48079-5601
Transaction Type	Mortgage
Record Updated	Jun 16, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 N 2ND ST, SAINT CLAIR, MI 48079-5601

Mortgage

Document Number	0005524897
Date	May 24, 2022
Book Page	5524/897
Instrument	2022012859

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	St. Clair City
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,623.00 (-4.13%)	$114,200 (+18.1%)
2024	$3,779.00 (+8.41%)		$228,400 (+18.1%)
2023		$96,700
2022	$3,486.00		$193,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, Duke Broadband.

Nearby Properties on N 2nd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures