515 Mobile St, Waterloo, IL 62298 Property Records

Monroe County property record for 515 Mobile St, Waterloo, IL 62298 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 1955
Square Footage	1,154 sqft Living Area
Lot Size	10,890 sqft (0.25 acres)
Occupancy	Owner Occupied
Last Sale	$126,000 (2019)
Tax Bill	$3,610.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`07-25-336-011-000`
Alternative APN	`07251430500100 00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Building Area	1,154 sqft Living Area
1st Floor	1,154 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Brick/Stone (Brick and/or Stone) Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Foundation Type	No Foundation Foundation
Lot Area	10,890 sqft (0.25 acres)
Depth X Width	150 ft x 90 ft Depth x Width
Driveway	Driveway Concrete
Driveway Area	561 sqft Driveway
Garage Area	442 sqft Garage

Exterior Amenities

Shed	1 Shed
Shed Area	140 sqft Shed
Deck Area	352 sqft Deck
Patio Area	80 sqft Patio
Porch Area	105 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Street Address	515 MOBILE ST
City	WATERLOO
State	IL
Zip	62298-1424
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PART TAX LOT 1HQ
Legal Range	10W
Legal Township	02S
Legal Section	25
Legal Subdivision	WATERLOO
Legal Lot Number	1
Jurisdiction	MONROE IL
Minor Civil Division	18
Census Blockgroup	4
Census Block	4006
Census Tract	600501

Owner

Source: Monroe County records · APN 07-25-336-011-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	515 MOBILE ST, WATERLOO, IL 62298-1424
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 04, 2019 · Amount on Record
Deed Sale	Nov 04, 2019 · Amount on Record
Record Refreshed	Sep 20, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Nov 04, 2019
Property Address	515 MOBILE ST, WATERLOO, IL 62298-1424
Document Number	0000404537
Instrument Date	Oct 29, 2019
Instrument	404537
Transaction Type	Transfer
Record Updated	Nov 21, 2019
Title Company	ACCENT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$189.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	515 MOBILE ST WATERLOO IL 622981424, WATERLOO, IL 62298-1424

Mortgage

Document Number	404538
Date	Nov 04, 2019
Instrument	404538

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 03, 2049

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$69,240 (+64.86%) Land $16,590 Building $52,650	$207,720 (+64.86%) Land $49,770 Building $157,950
2024	$3,610.00
2022	Additional exemption filed	$42,000 Land $12,890 Building $29,110	$126,000 Land $38,670 Building $87,330

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.