513 Mobile St, Waterloo, IL 62298 Property Records

Monroe County property record for 513 Mobile St, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 832 sqft · built 1964
Lot Size	0.2 acres (8,678 sqft)
Owner	Individual Name on Record
Last Sale	$163,750 (May 2023)
Tax Bill	$2,932 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage May 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-25-336-010-000`

Property Details

APN / Parcel Number

Primary APN	`07-25-336-010-000`
Alternative APN	`07251430500200 00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	832 sqft Living Area
1st Floor Area	832 sqft
Basement Area	832 sqft
Unfinished Basement	832 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Construction Type	Frame
Lot Area	8,678 sqft (0.2 acres)
Lot Dimensions	160 ft deep x 55 ft wide
Garage Area	288 sqft
Driveway	Concrete Driveway
Driveway Area	504 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	513 MOBILE ST
City	WATERLOO
State	IL
Zip	62298-1424
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR3
Legal Description	LOT 1HN
Legal Range	10W
Legal Township	02S
Legal Section	25
Legal Subdivision	CITY OF WATERLOO
Legal Lot Number	1
Jurisdiction	MONROE IL
Township / Civil Division	18
Census Block Group	4
Census Block	4006
Census Tract	600501

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	804 MARNEY LN, WATERLOO, IL 62298-3254
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Warranty Deed, Transfer · Conventional Mortgage DELMAR FINANCIAL CO
May 1, 2023	Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK
Jan 23, 2020	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2023 · Amount on Record
Deed Sale	May 1, 2023 · Amount on Record
Prior Sale	Jan 23, 2020 · Amount on Record
Deed Document Number	2023428840
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Feb 27, 2026
Property Address	513 MOBILE ST, WATERLOO, IL 62298-1424
Document Number	0000441446
Map Reference	MB A PG 54
Instrument Date	Feb 27, 2026
Instrument	441446
Transaction Type	Transfer
Record Updated	Mar 18, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$281.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	513 MOBILE ST, WATERLOO, IL 62298-1424

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 MOBILE ST, WATERLOO, IL 62298-1424

Mortgage

Document Number	0000441447
Date	Feb 27, 2026
Instrument	441447

Lender

Name	DELMAR FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	May 1, 2023
Property Address	513 MOBILE ST, WATERLOO, IL 62298-1424
Document Number	0000428840
Map Reference	MB A PG 54
Instrument Date	Apr 28, 2023
Instrument	428840
Transaction Type	Transfer
Record Updated	May 24, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$246.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 KURKEN DR, WATERLOO, IL 62298-2867

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 MOBILE ST, WATERLOO, IL 62298-1424

Mortgage

Document Number	0000428841
Date	May 1, 2023
Instrument	428841

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.63%

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Jan 23, 2020
Property Address	513 MOBILE ST, WATERLOO, IL 62298-1424
Document Number	0000405816
Instrument Date	Jan 17, 2020
Instrument	405816
Transaction Type	Transfer
Record Updated	Feb 3, 2020
Title Company	BENCHMARK TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$179.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 ANN AVE ST LOUIS MO 631044138, ST LOUIS, MO 63104-4138

Mortgage

Document Number	405817
Date	Jan 23, 2020
Instrument	405817

Lender

Name	USAA
Address	SAN ANTONIO, TX 78228-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2050

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,932.00 (+8.11%) Homeowner's exemption	$53,810 (+3.81%) Land $16,270 Building $37,540	$161,430 (+3.81%) Land $48,810 Building $112,620
2024	$2,712.00 Additional exemption filed	$51,833 (+24.54%) Land $16,000 Building $35,833	$155,499 (+24.54%) Land $48,000 Building $107,499
2022	Additional exemption filed	$41,620 Land $15,090 Building $26,530	$124,860 Land $45,270 Building $79,590

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO serves 10,190 people · EPA ID IL1330300
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Harrisonville Telephone Company Fiber · DSL	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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