515 Michael Sears Rd, Belchertown, MA 01007 Property Records

Hampshire County and Belchertown Town property record for 515 Michael Sears Rd, Belchertown, MA 01007

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,820 sqft · built 1979
Lot Size	2.41 acres (104,980 sqft)
Owner	Individual Name on File
Last Sale	$363,000 (Jul 2022)
Tax Bill	$5,090 (2025)
Deeds & Mortgages	Feb 2021 Refinance Jul 2022 Sale & Mortgage + 1 more
APN	`BELC M:276 L:49`

Property Details

APN / Parcel Number

Primary APN	`BELC M:276 L:49`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,820 sqft Living Area
Gross Area	2,650 sqft
Basement Area	936 sqft
Unfinished Basement	140 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	104,980 sqft (2.41 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	515 MICHAEL SEARS RD
City	BELCHERTOWN
State	MA
Zip	01007-9650
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OA4
Legal Subdivision	BELCHERTOWN
Legal Lot Number	49
Jurisdiction	BELCHERTOWN MA
Township / Civil Division	BELCHERTOWN
Census Block Group	1
Census Block	1007
Census Tract	820205

Owner

515 Michael Sears Rd is owned and occupied by an individual who bought it in July 2022.

Source: Hampshire County and Belchertown Town records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	515 MICHAEL SEARS RD, BELCHERTOWN, MA 01007-9650
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FEDERAL SAVINGS BANK
Jul 12, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUILD MORTGAGE CO
Feb 16, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2022 · Amount on File
Deed Sale	Jul 12, 2022 · Amount on File
Prior Sale	Sep 18, 2015 · Amount on File
Deed Book / Page	14615 / 84
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELCHERTOWN MA
Property Address	515 MICHAEL SEARS RD, BELCHERTOWN, MA 01007-9650
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	013979-143
Date	Feb 16, 2021
Book Page	13979/143
Instrument	3591

Lender

Name	FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELCHERTOWN MA
Recording Date	Jul 12, 2022
Property Address	515 MICHAEL SEARS RD, BELCHERTOWN, MA 01007-9650
Document Number	0014615-84
Book / Page	14615 / 84
Instrument Date	Jul 12, 2022
Instrument	14697
Transaction Type	Transfer
Record Updated	Jul 29, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 LITTLES BROOK CT APT 37, 37, BURLINGTON, MA 01803-6511

Mortgage

Document Number	0000014698
Date	Jul 12, 2022
Instrument	14698

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELCHERTOWN MA
Property Address	515 MICHAEL SEARS RD, BELCHERTOWN, MA 01007-9650
Transaction Type	Mortgage
Record Updated	Mar 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	13979-143
Date	Feb 16, 2021
Book Page	13979/143
Instrument	3591

Lender

Name	FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 515 Michael Sears Rd was $5,090, up 3.8% from the year before.

Source: Hampshire County and Belchertown Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
County Subdivision	Belchertown Town
Unified School District	Belchertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,090.00 (+3.84%)	$350,800 (+9.63%) Land $79,900 Building $270,900	$480,130 (+16.88%)
2024	$4,902.00 (+11.28%)	$320,000 (+18.56%) Land $72,400 Building $247,600	$410,780
2023	$4,405.00	$269,900 Land $66,700 Building $203,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 515 Michael Sears Rd; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 515 Michael Sears Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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