497 Michael Sears Rd, Belchertown, MA 01007 Property Records

Hampshire County and Belchertown Town property record for 497 Michael Sears Rd, Belchertown, MA 01007

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,552 sqft · built 1979
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$239,500 (Sep 2012)
Tax Bill	$5,890 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Jun 2021 Line of Credit
APN	`BELC M:272 L:115`

Property Details

APN / Parcel Number

Primary APN	`BELC M:272 L:115`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,552 sqft Living Area
Gross Area	4,616 sqft
Basement Area	1,120 sqft
Unfinished Basement	840 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Garage Type	Attached
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	497 MICHAEL SEARS RD
City	BELCHERTOWN
State	MA
Zip	01007-9650
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OA4
Legal Subdivision	BELCHERTOWN
Legal Lot Number	115
Jurisdiction	BELCHERTOWN MA
Township / Civil Division	BELCHERTOWN
Census Block Group	1
Census Block	1007
Census Tract	820205

Owner

Source: Hampshire County and Belchertown Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	497 MICHAEL SEARS RD, BELCHERTOWN, MA 01007-9650
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2021	Deed of Trust, Mortgage · Line of Credit EASTHAMPTON SAVINGS BANK
Jun 7, 2021	Deed of Trust, Mortgage · Line of Credit EASTHAMPTON SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2012 · Amount on Record
Deed Sale	Sep 12, 2012 · Amount on Record
Deed Book / Page	11042 / 30
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELCHERTOWN MA
Property Address	497 MICHAEL SEARS RD, BELCHERTOWN, MA 01007-9650
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014131-278
Date	Jun 7, 2021
Book Page	14131/278
Instrument	13727

Lender

Name	EASTHAMPTON SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jul 1, 2046

Interest

Rate Type	Adjustable Rate

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELCHERTOWN MA
Property Address	497 MICHAEL SEARS RD, BELCHERTOWN, MA 01007-9650
Transaction Type	Mortgage
Record Updated	Mar 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014131-278
Date	Jun 7, 2021
Book Page	14131/278
Instrument	13727

Lender

Name	EASTHAMPTON SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jul 1, 2046

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hampshire County and Belchertown Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
County Subdivision	Belchertown Town
Unified School District	Belchertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,890.00 (+2.61%)	$405,900 (+8.33%) Land $78,300 Building $327,600	$507,965 (+18.3%)
2024	$5,740.00 (+5.46%)	$374,700 (+12.35%) Land $71,000 Building $303,700	$429,400
2023	$5,443.00	$333,500 Land $65,300 Building $268,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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