Hamilton County property record for 515 May St, Chattanooga, TN 37405
| Property Type | Townhouse |
|---|---|
| Details | 3 ba · 2,200 sqft · built 2020 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $439,112 (Aug 2020) |
| Tax Bill | $2,330 (2025) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage Aug 2020 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 135C S 007.01C515 |
| Primary APN | 135C S 007.01C515 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,200 sqft Living Area |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 43,560 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0000389014 |
|---|---|
| Street Address | 515 MAY ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37405-3832 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R2 |
| Legal Description | LT 10B UNIT 5 BLK 1 MANNINGS SUB PB 61 PG 22 REV 62-200 REV 115-106 OUT OF 135C S 007 FOR 2019 |
| Legal Subdivision | MANNING ADDN |
| Legal Block | 1 |
| Legal Lot Number | 10 |
| Legal Unit | 5 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1655 PRUDENTIAL DR UNIT 1121, 1121, JACKSONVILLE, FL 32207-8106 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 30, 2020 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PEOPLES HM EQUITY |
| Aug 24, 2020 | Warranty Deed, Subdivision Related Transfer TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC |
| Feb 18, 2020 | Deed of Trust, Construction Loan · Construction Mortgage FIRST CITIZENS NAT'L BK |
| Dec 18, 2019 | Trustee's Deed, Construction Loan · Line of Credit FIRST CITIZENS NAT'L BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 24, 2020 · Amount on Record |
| Deed Sale | Aug 24, 2020 · Amount on Record |
| Deed Document Number | 2020082400190 |
| Deed Book / Page | 12124 / 798 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Sep 30, 2020 |
| Property Address | 515 MAY ST, CHATTANOOGA, TN 37405-3832 |
| Document Number | 0930000117 |
| Book / Page | 012172 / 000146 |
| Instrument Date | Sep 29, 2020 |
| Instrument | 200930000117 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 22, 2020 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,665.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 511 MAY ST CHATTANOOGA TN 374053832, CHATTANOOGA, TN 37405-3832 |
| Document Number | 930000118 |
|---|---|
| Date | Sep 30, 2020 |
| Book Page | 012172/000148 |
| Instrument | 200930000118 |
| Name | PEOPLES HM EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 29, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Aug 24, 2020 |
| Property Address | 515 MAY ST, CHATTANOOGA, TN 37405-3832 |
| Document Number | 0824000190 |
| Book / Page | 012124 / 000798 |
| Instrument Date | Aug 21, 2020 |
| Instrument | 200824000190 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 25, 2020 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,625.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 515 MAY ST CHATTANOOGA TN 37405, CHATTANOOGA, TN 37405 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Feb 18, 2020 |
| Property Address | 515 MAY ST, CHATTANOOGA, TN 37405-3832 |
| Document Number | 0218000247 |
| Book / Page | 011911 / 000683 |
| Instrument Date | Jan 31, 2020 |
| Instrument | 200218000247 |
| Transaction Type | Construction Loan |
| Record Updated | Mar 11, 2020 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1161 E MAIN ST CHATTANOOGA TN 374081611, CHATTANOOGA, TN 37408-1611 |
| Document Number | 218000247 |
|---|---|
| Date | Feb 18, 2020 |
| Book Page | 011911/000683 |
| Instrument | 200218000247 |
| Name | FIRST CITIZENS NAT'L BK |
|---|---|
| Type | Bank |
| Address | DYERSBURG, TN 38025-0370 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Feb 17, 2021 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Dec 18, 2019 |
| Property Address | 515 MAY ST, CHATTANOOGA, TN 37405-3832 |
| Document Number | 1218000220 |
| Book / Page | 011854 / 000058 |
| Instrument Date | Dec 6, 2019 |
| Instrument | 191218000220 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 10, 2020 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1161 E MAIN ST CHATTANOOGA TN 374081611, CHATTANOOGA, TN 37408-1611 |
| Investor | Possibly a Property Investor |
| Document Number | 1218000220 |
|---|---|
| Date | Dec 18, 2019 |
| Book Page | 011854/000058 |
| Instrument | 191218000220 |
| Name | FIRST CITIZENS NAT'L BK |
|---|---|
| Type | Bank |
| Address | DYERSBURG, TN 38025-0370 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Dec 17, 2020 |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,330.00 (-1.44%) | $153,750 (+45.49%) | $615,000 (+45.49%) Land $125,000 Building $490,000 |
| 2024 | $2,364.00 | $105,675 (-) | $422,700 (-) Land $50,000 Building $372,700 |
| 2023 | $2,364.00 | $105,675 (-) | $422,700 (-) Land $50,000 Building $372,700 |
| 2022 | $2,364.00 | $105,675 | $422,700 Land $50,000 Building $372,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 8 (1978–2009) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Sep 2009 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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