511 May St, Chattanooga, TN 37405 Property Records

Hamilton County property record for 511 May St, Chattanooga, TN 37405

Property Summary

Property Type	Townhouse
Details	3 ba · 2,194 sqft · built 2020
Lot Size	1 acre (43,560 sqft)
Owner	Individual Name on File
Last Sale	$449,600 (Sep 2020)
Tax Bill	$2,553 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`135C S 007.01C511`

Property Details

APN / Parcel Number

Primary APN	`135C S 007.01C511`
Alternative APN	`0000389013`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,194 sqft Living Area

Exterior

Year Built	Built 2020
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	43,560 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0000389013
Street Address	511 MAY ST
City	CHATTANOOGA
State	TN
Zip	37405-3832
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R2
Legal Description	LT 10B UNIT 7 BLK 1 MANNINGS SUB PB 61 PG 22 REV 62-200 REV 115-106 OUT OF 135C S 007 FOR 2019
Legal Subdivision	MANNING ADDN
Legal Block	1
Legal Lot Number	10
Legal Unit	7
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	1
Census Block	1030
Census Tract	800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

511 May St, a townhouse, is owned and occupied by an individual who bought it in September 2020.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	Individual Name on File
Mailing Address	511 MAY ST, CHATTANOOGA, TN 37405-3832
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2020 · Amount on File
Deed Sale	Sep 30, 2020 · Amount on File
Deed Document Number	2020093000117
Deed Book / Page	12172 / 146
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	511 MAY ST, CHATTANOOGA, TN 37405-3832
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 MAY ST, CHATTANOOGA, TN 37405-3832

Mortgage

Document Number	0000000102
Date	Aug 15, 2022
Book Page	13058/51
Instrument	2022081500102

Lender

Name	BUILTWELL BANK
Address	CHATTANOOGA, TN 37421

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Aug 20, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 511 May St was $2,553, down 3% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,553.00 (-2.96%)	$168,500 (+43.25%)	$674,000 (+43.25%) Land $125,000 Building $549,000
2024	$2,631.00	$117,625 (-)	$470,500 (-) Land $50,000 Building $420,500
2023	$2,631.00	$117,625 (-)	$470,500 (-) Land $50,000 Building $420,500
2022	$2,631.00	$117,625	$470,500 Land $50,000 Building $420,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 511 May St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	8 (1978–2009)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Sep 2009 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 511 May St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20