515 Matthews Ln, Waterloo, IL 62298 Property Records

Monroe County property record for 515 Matthews Ln, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,200 sqft · built 1967
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,597 (2025)
Deeds & Mortgages	Dec 2022 Transfer Jul 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-25-381-010-000`

Property Details

APN / Parcel Number

Primary APN	`07-25-381-010-000`
Alternative APN	`07251830500900 00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft
Basement Area	1,200 sqft
Unfinished Basement	1,200 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	32,670 sqft (0.75 acres)
Garage Area	780 sqft
Driveway	Concrete Driveway
Driveway Area	720 sqft

Exterior Amenities

Porch	Slab
Porch Area	168 sqft
Patio Area	200 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	515 MATTHEWS LN
City	WATERLOO
State	IL
Zip	62298-1476
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR3
Legal Description	LOT 3E & PART LOT 3D 0169190
Legal Range	10W
Legal Township	02S
Legal Section	25
Legal Lot Number	3E
Jurisdiction	MONROE IL
Township / Civil Division	18
Census Block Group	4
Census Block	4008
Census Tract	600501

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	515 MATTHEWS LN, WATERLOO, IL 62298-1476
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2022	Transfer on Death Deed, Transfer
Jul 14, 2022	Intrafamily Transfer, Transfer
Nov 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 1, 2022
Transfer Doc	0000427261
Record Updated	Oct 29, 2026

December 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MONROE IL
Recording Date	Dec 12, 2022
Property Address	515 MATTHEWS LN, WATERLOO, IL 62298-1476
Document Number	0000427261
Map Reference	MB 106 PG 367
Instrument Date	Dec 1, 2022
Instrument	427261
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	515 MATTHEWS LN, WATERLOO, IL 62298-1476

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 MATTHEWS LN, WATERLOO, IL 62298-1476
Investor	Possibly a Property Investor

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IL
Recording Date	Jul 14, 2022
Property Address	515 MATTHEWS LN, WATERLOO, IL 62298-1476
Document Number	0000425169
Map Reference	MB 106 PG 367
Instrument Date	Jul 13, 2022
Instrument	425169
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 MATTHEWS LN, WATERLOO, IL 62298-1476

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	515 MATTHEWS LN, WATERLOO, IL 62298-1476
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000404491
Date	Nov 1, 2019
Instrument	404491

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 11, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,597.00 (+8.47%) Homeowner's exemption	$81,100 (+31.17%) Land $20,040 Building $61,060	$243,300 (+31.17%) Land $60,120 Building $183,180
2024	$4,238.00
2022	Additional exemption filed	$61,830 Land $17,420 Building $44,410	$185,490 Land $52,260 Building $133,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO serves 10,190 people · EPA ID IL1330300
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Harrisonville Telephone Company Fiber · DSL	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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