513 Matthews Ln, Waterloo, IL 62298 Property Records

Monroe County property record for 513 Matthews Ln, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,819 sqft · built 1985
Lot Size	0.57 acres (24,829 sqft)
Owner	Individual Name on Record
Last Sale	$361,000 (Jul 2025)
Tax Bill	$6,677 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jan 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-25-381-009-000`

Property Details

APN / Parcel Number

Primary APN	`07-25-381-009-000`
Alternative APN	`07251830500400 00`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,819 sqft Building Perimeter
1st Floor Area	1,548 sqft
Upper Floors Area	270 sqft
Basement Area	494 sqft
Unfinished Basement	494 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Construction Type	Frame
Foundation Type	Raised
Roof Type	Cathedral/Clerestory
Lot Area	24,829 sqft (0.57 acres)
Garage Type	Mixed
Garage Area	312 sqft
Driveway	Asphalt Driveway
Driveway Area	2,530 sqft
Deck Area	113 sqft
Patio Area	1,021 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	513 MATTHEWS LN
City	WATERLOO
State	IL
Zip	62298-1476
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR3
Legal Description	LOT 4 PHEASANT HILL SUBD 0145318
Legal Range	10W
Legal Township	02S
Legal Section	25
Legal Subdivision	PHEASANT HILL
Legal Lot Number	4
Jurisdiction	MONROE IL
Township / Civil Division	18
Census Block Group	4
Census Block	4008
Census Tract	600501

Owner

Source: Monroe County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	513 MATTHEWS LN, WATERLOO, IL 62298-1476
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2025	Deed of Trust, Mortgage · Conventional Mortgage STATE BANK
Jan 25, 2024	Transfer on Death Deed, Transfer
Jan 17, 2024	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2025 · Amount on Record
Deed Sale	Jul 8, 2025 · Amount on Record
Deed Document Number	2025438327
Prior Transfer Date	Jul 3, 2025
Prior Transfer Doc	0000438327
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	513 MATTHEWS LN, WATERLOO, IL 62298-1476
Transaction Type	Mortgage
Record Updated	Oct 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000439479
Date	Oct 2, 2025
Instrument	439479

Lender

Name	STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.75%

January 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MONROE IL
Recording Date	Jan 25, 2024
Property Address	513 MATTHEWS LN, WATERLOO, IL 62298-1476
Document Number	0000431865
Map Reference	DOC 431803
Instrument Date	Jan 10, 2024
Instrument	431865
Transaction Type	Transfer
Record Updated	Feb 7, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	513 MATTHEWS LN, WATERLOO, IL 62298-1476

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 MATTHEWS LN, WATERLOO, IL 62298-1476

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IL
Recording Date	Jan 17, 2024
Property Address	513 MATTHEWS LN, WATERLOO, IL 62298-1476
Document Number	0000431803
Instrument Date	Jan 10, 2024
Instrument	431803
Transaction Type	Transfer
Record Updated	Jan 31, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 MATTHEWS LN, WATERLOO, IL 62298-1476

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,677.00 Homeowner's exemption Senior Citizen's exemption	$119,980 (+31.8%) Land $18,790 Building $101,190	$359,940 (+31.8%) Land $56,370 Building $303,570
2024	$6,677.00
2022	Homeowner's exemption Additional exemption filed	$91,030 Land $16,640 Building $74,390	$273,090 Land $49,920 Building $223,170

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO serves 10,190 people · EPA ID IL1330300
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Harrisonville Telephone Company Fiber · DSL	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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