515 Maple St, Osage, IA 50461 Property Records

Mitchell County property record for 515 Maple St, Osage, IA 50461

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,192 sqft · built 1922
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$112,000 (Apr 2024)
Tax Bill	$1,484 (2025)
Deeds & Mortgages	Apr 2024 Sale & Line of Credit Jan 2024 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1023432007`

Property Details

APN / Parcel Number

Primary APN	`1023432007`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,192 sqft Living Area
1st Floor Area	852 sqft
Attic	Attic
Attic Area	298 sqft
Basement Area	852 sqft
Unfinished Basement	852 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Exterior Material	Metal
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	440 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	515 MAPLE ST
City	OSAGE
State	IA
Zip	50461-1218
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 BLK 50
Legal Subdivision	CITY OF OSAGE
Legal Block	50
Legal Lot Number	9
Jurisdiction	MITCHELL IA
Township / Civil Division	OSAGE
Census Block Group	4
Census Block	4017
Census Tract	560300

Owner

515 Maple St is owned and occupied by an individual who bought it in April 2024.

Source: Mitchell County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	515 MAPLE ST, OSAGE, IA 50461-1218
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2024	Warranty Deed, Transfer · Line of Credit THE HOME TRUST & SAVINGS BANK
Jan 18, 2024	Deed of Trust, Mortgage · Line of Credit CUSB BANK
Sep 20, 2017	Deed of Trust, Mortgage · Line of Credit CUSB BANK
Jul 6, 2018	Warranty Deed, Transfer CUSB BANK
Mar 8, 2017	Warranty Deed, Transfer · Conventional Mortgage CUSB BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2024 · Amount on File
Deed Sale	Apr 12, 2024 · Amount on File
Prior Sale	Jul 6, 2018 · Amount on File
Deed Document Number	2024562
Deed Book / Page	2024 / 562
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL IA
Recording Date	Apr 12, 2024
Property Address	515 MAPLE ST, OSAGE, IA 50461-1218
Document Number	002024/562
Book / Page	2024 / 562
Instrument Date	Apr 11, 2024
Instrument	2024 562
Transaction Type	Transfer
Record Updated	May 14, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$178.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 MAPLE ST, OSAGE, IA 50461-1218

Mortgage

Document Number	0002024563
Date	Apr 12, 2024
Instrument	2024 563

Lender

Name	THE HOME TRUST & SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MITCHELL IA
Property Address	515 MAPLE ST, OSAGE, IA 50461-1218
Transaction Type	Mortgage
Record Updated	Feb 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 MAPLE ST, OSAGE, IA 50461-1218

Mortgage

Document Number	002024/106
Date	Jan 18, 2024
Book Page	2024/106
Instrument	2024 106

Lender

Name	CUSB BANK
Type	Bank
Address	CRESCO, IA 52136

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MITCHELL IA
Property Address	515 MAPLE ST, OSAGE, IA 50461-1218
Transaction Type	Mortgage
Record Updated	Mar 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02017/1680
Date	Sep 20, 2017
Book Page	2017/1680
Instrument	2017 1680

Lender

Name	CUSB BANK
Type	Bank
Address	CRESCO, IA 52136

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL IA
Recording Date	Jul 6, 2018
Property Address	515 MAPLE ST, OSAGE, IA 50461-1218
Document Number	2018/1550
Book / Page	2018 / 1550
Instrument Date	Jul 6, 2018
Instrument	000000001550
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 MAPLE ST, OSAGE, IA 50461-1218

Mortgage

Document Number	0000002018/0000001559
Date	Jul 9, 2018
Book Page	0000002018/0000001559
Instrument	000000001559

Lender

Name	CUSB BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	354 Months
Due	Jan 1, 2048

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL IA
Recording Date	Mar 8, 2017
Property Address	515 MAPLE ST, OSAGE, IA 50461-1218
Document Number	02017/0373
Book / Page	2017 / 0373
Instrument Date	Mar 1, 2017
Instrument	2017 0373
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 MAPLE ST, OSAGE, IA 50461-1218

Mortgage

Document Number	02017/0374
Date	Mar 8, 2017
Book Page	2017/0374
Instrument	2017 0374

Lender

Name	CUSB BANK
Address	CRESCO, IA 52136

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 515 Maple St was $1,484 with a homeowner's exemption, up 0.8% from the year before.

Source: Mitchell County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Mitchell County
Municipality	Osage City
Unified School District	Osage Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,484.00 (+0.82%) Homeowner's exemption	$104,550 Land $11,550 Building $93,000	$104,550 Land $11,550 Building $93,000
2024	$1,472.00
2023		$98,800 (+29.25%) Land $11,550 Building $87,250	$98,800 Land $11,550 Building $87,250
2022	$1,444.00	$76,440 Land $11,550 Building $64,890
2021			$76,440 Land $11,550 Building $64,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 515 Maple St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 515 Maple St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSAGE MUNICIPAL WATER SUPPLY serves 3,637 people · EPA ID IA6663001
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	11 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Osage Municipal Utilities Cable	500 / 50
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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