Mitchell County property record for 431 Maple St, Osage, IA 50461
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,583 sqft · built 1900 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $115,000 (Feb 2021) |
| Tax Bill | $2,540 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Aug 2020 Mortgage + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1023428011 |
| Primary APN | 1023428011 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,583 sqft Living Area |
| 1st Floor Area | 712 sqft |
| Basement Area | 727 sqft |
| Unfinished Basement | 727 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 132 ft deep x 66 ft wide |
| Garage Type | Mixed |
| Garage Area | 944 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 216 sqft |
| Deck Area | 456 sqft |
| Patio Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 431 MAPLE ST |
|---|---|
| City | OSAGE |
| State | IA |
| Zip | 50461-1128 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 12 BLK 51 |
| Legal Block | 51 |
| Legal Lot Number | 12 |
| Jurisdiction | MITCHELL IA |
| Township / Civil Division | OSAGE |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 560300 |
Source: Mitchell County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 431 MAPLE ST, OSAGE, IA 50461-1128 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CUSB BANK |
| Aug 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CUSB BANK |
| Nov 1, 2010 | Deed of Trust, Mortgage · Conventional Mortgage C US BANK |
| Sep 8, 2008 | Deed of Trust, Mortgage FIRST CITIZENS NATIONAL BANK |
| Mar 30, 2006 | Deed of Trust, Mortgage · ARM FIRST CITIZENS NATIONAL BANK |
| Apr 26, 2006 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS NATIONAL BANK |
| Sep 8, 2008 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS NATIONAL BANK |
| Feb 9, 2011 | Deed of Trust, Mortgage · Conventional Mortgage C US BANK |
| Feb 3, 2021 | Warranty Deed, Transfer · Conventional Mortgage CUSB BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 3, 2021 · Amount on Record |
| Deed Sale | Feb 3, 2021 · Amount on Record |
| Deed Document Number | 2021262 |
| Deed Book / Page | 2021 / 262 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL IA |
| Property Address | 431 MAPLE ST, OSAGE, IA 50461-1128 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02020/1608 |
|---|---|
| Date | Aug 14, 2020 |
| Book Page | 2020/1608 |
| Instrument | 2020 1608 |
| Name | CUSB BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL IA |
| Property Address | 431 MAPLE ST, OSAGE, IA 50461-1128 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02020/1559 |
|---|---|
| Date | Aug 10, 2020 |
| Book Page | 2020/1559 |
| Instrument | 2020 1559 |
| Name | CUSB BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 1, 2035 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL IA |
| Property Address | 431 MAPLE ST, OSAGE, IA 50461-1128 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02010/1846 |
|---|---|
| Date | Nov 1, 2010 |
| Book Page | 2010/1846 |
| Instrument | 2010 1846 |
| Name | C US BANK |
|---|---|
| Type | Bank |
| Address | CRESCO, IA 52136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2040 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL IA |
| Property Address | 431 MAPLE ST, OSAGE, IA 50461-1128 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02008/1720 |
|---|---|
| Date | Sep 8, 2008 |
| Book Page | 2008/1720 |
| Instrument | 2008 1720 |
| Name | FIRST CITIZENS NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | OSAGE, IA 50461 |
| Amount | Amount Recorded |
|---|---|
| Term | 156 Months |
| Due | Sep 5, 2021 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL IA |
| Property Address | 431 MAPLE ST, OSAGE, IA 50461-1128 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0020060601 |
|---|---|
| Date | Mar 30, 2006 |
| Instrument | 2006 0601 |
| Name | FIRST CITIZENS NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | OSAGE, IA 50461 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 1, 2026 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Type Change Date | Apr 1, 2011 |
| Change Frequency | Annually |
| Min Rate At Change | 6% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 12.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL IA |
| Property Address | 431 MAPLE ST, OSAGE, IA 50461-1128 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0020060787 |
|---|---|
| Date | Apr 26, 2006 |
| Instrument | 2006 0787 |
| Name | FIRST CITIZENS NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | OSAGE, IA 50461 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL IA |
| Property Address | 431 MAPLE ST, OSAGE, IA 50461-1128 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02008/1719 |
|---|---|
| Date | Sep 8, 2008 |
| Book Page | 2008/1719 |
| Instrument | 2008 1719 |
| Name | FIRST CITIZENS NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | OSAGE, IA 50461 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 5, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL IA |
| Property Address | 431 MAPLE ST, OSAGE, IA 50461-1128 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02011/0226 |
|---|---|
| Date | Feb 9, 2011 |
| Book Page | 2011/0226 |
| Instrument | 2011 0226 |
| Name | C US BANK |
|---|---|
| Address | CRESCO, IA 52136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL IA |
| Recording Date | Feb 3, 2021 |
| Property Address | 431 MAPLE ST, OSAGE, IA 50461-1128 |
| Document Number | 002021/262 |
| Book / Page | 2021 / 262 |
| Instrument Date | Jan 30, 2021 |
| Instrument | 2021 262 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $183.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 431 MAPLE ST, OSAGE, IA 50461-1128 |
| Document Number | 0002021263 |
|---|---|
| Date | Feb 3, 2021 |
| Instrument | 2021 263 |
| Name | CUSB BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 1, 2036 |
| Rate Type | Fixed Rate |
|---|
Source: Mitchell County assessment roll, as of October 21, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Mitchell County |
| Municipality | Osage City |
| Unified School District | Osage Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,540.00 (+1.03%) | $160,360 (+6.05%) Land $11,550 Building $148,810 | $160,360 (+6.05%) Land $11,550 Building $148,810 |
| 2024 | $2,514.00 (+12.13%) | ||
| 2023 | $151,210 (+27.39%) Land $11,550 Building $139,660 | $151,210 (+27.39%) Land $11,550 Building $139,660 | |
| 2022 | $2,242.00 | $118,700 Land $11,550 Building $107,150 | |
| 2021 | $118,700 Land $11,550 Building $107,150 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSAGE MUNICIPAL WATER SUPPLY serves 3,637 people · EPA ID IA6663001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 11 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 1,000 / 500 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Osage Municipal Utilities Cable | 500 / 50 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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