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515 Maple Ave, Ben Lomond, CA 95005 Property Records

Santa Cruz County property record for 515 Maple Ave, Ben Lomond, CA 95005 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 1,549 sqft · built 2003
Lot Size0.149 acres (6,490 sqft)
OwnerIndividual Name on File
Last Sale$810,000 (Jul 2022)
Tax Bill$10,219 (2025)
Deeds & MortgagesJul 2022 Sale & Mortgage
Nov 2021 Mortgage
Flood ZoneZone X (moderate risk)
APN077-283-34

Property Details

APN / Parcel Number

Primary APN077-283-34
Alternative APN
  • 077-283-34-000

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms3 Rooms
Building Area1,549 sqft Living Area
Gross Area2,165 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area6,490 sqft (0.149 acres)
Garage TypeAttached
Garage Area616 sqft
Parking Spaces2 Parking Spaces
Deck Area9 sqft
Patio Area191 sqft

Utilities, Heating & Cooling

Heating SystemHVAC
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address515 MAPLE AVE
CityBEN LOMOND
StateCA
Zip95005-9518
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionRIVERSIDE PARK
Legal Block6
Legal Lot Number12
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSAN LORENZO VALLEY
Census Block Group2
Census Block2019
Census Tract120302

Owner

Source: Santa Cruz County records · APN 077-283-34

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address515 MAPLE AVE, BEN LOMOND, CA 95005-9518
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 01, 2022Grant Deed, Transfer · Conventional Mortgage
MOUNTAIN WEST FINANCIAL INC
Nov 01, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 01, 2022 · Amount on Record
Deed SaleJul 01, 2022 · Amount on Record
Deed Document Number202219677
Prior Transfer DateMay 22, 2006
Prior Transfer Doc0000031923
Record UpdatedSep 20, 2026

July 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateJul 01, 2022
Property Address515 MAPLE AVE, BEN LOMOND, CA 95005
Document Number0000019677
Map ReferenceMB 18 PG 12
Instrument DateJun 29, 2022
Instrument2022-0019677
Transaction TypeTransfer
Record UpdatedJul 13, 2022
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$891.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address515 MAPLE AVE, BEN LOMOND, CA 95005

Mortgage

Document Number0000019678
DateJul 01, 2022
Instrument2022-0019678
Lender
NameMOUNTAIN WEST FINANCIAL INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2052

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address515 MAPLE AVE, BEN LOMOND, CA 95005
Transaction TypeMortgage
Record UpdatedNov 18, 2021
Title CompanySTEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address515 MAPLE AVE, BEN LOMOND, CA 95005

Mortgage

Document Number0000054388
DateNov 01, 2021
Instrument2021-0054388
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2051

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictSan Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$859,579 (+2%) Land $644,684 Building $214,895
2025$10,219.00 (+4.17%)$842,724 (+4.04%) Land $632,043 Building $210,681
2023$9,810.00 (+256.47%)$810,000 Land $607,500 Building $202,500$713,790
2022$2,752.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871203022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 40 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies40 in force
Nearby Flood Claims39 (1981–2023)
Claims Outside the SFHA6 of 39
Most Recent ClaimJan 2023, river or lake flooding, Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims By Storm
  • Severe Winter Storms And Flooding, Feb 1998 · 14 claims
  • Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 3 claims
  • Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 7 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 11% of California
Wildfire LikelihoodAbout 1 in 4,167 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 153 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
Surfnet CommunicationsFixed Wireless100 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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