445 Maple Ave, Ben Lomond, CA 95005 Property Records

Santa Cruz County property record for 445 Maple Ave, Ben Lomond, CA 95005 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1999
Square Footage1,574 sqft Living Area
Lot Size13,983 sqft (0.321 acres)
OccupancyOwner Occupied
Last Sale$760,000 (2019)
Tax Bill$10,197.00 (2025)

Property Details

APN / Parcel Number

Primary APN077-283-25
Alternative APN
  • 077-283-25-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area1,574 sqft Living Area
Gross Area1,826 sqft Gross Area
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1999
Construction TypeWood Construction
Roof MaterialComposition Shingle Roof
Lot Area13,983 sqft (0.321 acres)
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
Garage Area504 sqft Garage
CarportCarport
Carport Area504 sqft Carport
Total Buildings2 Total Buildings
Deck Area1,300 sqft Deck

Utilities and HVAC

SewageSeptic Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address445 MAPLE AVE
CityBEN LOMOND
StateCA
Zip95005-9518
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionRIVERSIDE PARK SUB
Legal Block5
Legal Lot Number1,2
JurisdictionSANTA CRUZ CA
Minor Civil DivisionSAN LORENZO VALLEY
Census Blockgroup2
Census Block2019
Census Tract120302

Owner

Source: Santa Cruz County records · APN 077-283-25

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address445 MAPLE AVE, BEN LOMOND, CA 95005-9518
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenant/Joint Tenant w/ Right Of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Jan 19, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
QUICKEN LOANS LLC
Mar 17, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
UNITED WHOLESALE MORTGAGE
May 17, 2019Grant Deed, Transfer · Veterans Administration Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 17, 2019 · Amount on Record
Deed SaleMay 17, 2019 · Amount on Record
Prior SaleNov 28, 2012 · Amount on Record
Deed Doc Number201913324
Prior Transfer DateAug 31, 2015
Prior Transfer Doc0000036381
Record RefreshedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address445 MAPLE AVE, BEN LOMOND, CA 95005-9518
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySTEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address445 MAPLE AVE, BEN LOMOND, CA 95005-9518

Mortgage

Document Number0000002790
DateJan 19, 2021
Instrument2021-0002790
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address445 MAPLE AVE, BEN LOMOND, CA 95005-9518
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySTEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009318
DateMar 17, 2020
Instrument2020-0009318
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2050

May 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateMay 17, 2019
Property Address445 MAPLE AVE, BEN LOMOND, CA 95005-9518
Document Number0000013324
Map ReferenceMB 18 PG 12
Instrument DateMay 15, 2019
Instrument2019-0013324
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanySTEWART TITLE OF CA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address445 MAPLE AVE, BEN LOMOND, CA 95005-9518

Mortgage

Document Number0000013325
DateMay 17, 2019
Instrument2019-0013325
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2049

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictSan Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$864,751 (+2%) Land $642,874 Building $221,877
2025$10,197.00 (+4.21%) Homeowner's exemption$847,794 (+4.04%) Land $630,268 Building $217,526
2023$9,785.00 (+2.42%) Homeowner's exemption$814,873 Land $605,794 Building $209,079$779,310
2022$9,554.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM

Wildfire

Wildfire RiskLow
above 32% of the US · above 19% of California
Wildfire LikelihoodAbout 1 in 3,448 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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