502 Locust St, Coshocton, OH 43812 Property Records

Coshocton County property record for 502 Locust St, Coshocton, OH 43812

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.009 acres (400 sqft)
Owner	Company Name on Record
Last Sale	$55,000 (May 2023)
Tax Bill	$11 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Dec 2022 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`004500-1`

Property Details

APN / Parcel Number

Primary APN	`004500-1`
Alternative APN	`0430000416200`

Exterior

Lot Area	400 sqft (0.009 acres)
Lot Dimensions	40 ft deep x 6 ft wide

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	004500-1
Street Address	502 LOCUST ST
City	COSHOCTON
State	OH
Zip	43812-1253
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	IN-LOT 378 SE PT 10 X 40 LC - JESSICA L ELLIS 6/27/2022 10 DOC 4322
Legal Subdivision	SPANGLERS SUBDIVISION
Legal Lot Number	378
Jurisdiction	COSHOCTON OH
Township / Civil Division	COSHOCTON
Census Block Group	2
Census Block	2007
Census Tract	961300

Owner

Source: Coshocton County records, as of April 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	1481 PLEASANT VALLEY DR, COSHOCTON, OH 43812-9138
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2022	Deed of Trust, Mortgage · Commercial Mortgage THE HOME LOAN SAVINGS BANK
Dec 22, 2022	Deed of Trust, Mortgage · Commercial Mortgage THE HOME LOAN SAVINGS BANK
May 19, 2023	Deed of Trust, Mortgage THE HOME LOAN SAVINGS BANK
May 18, 2023	Assignment of Agreement of Sale, Transfer FIDELITY NATIONAL TITLE, FIDELITY TITLE COSHOCTON
May 18, 2023	Warranty Deed, Transfer · Commercial Mortgage THE HOME LOAN SAVINGS BANK
Jun 21, 2022	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY TITLE COSHOCTON
Jun 27, 2022	Land Contract, Transfer · Land Contract NOT AVAILABLE
Dec 9, 2021	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY TITLE COSHOCTON
Sep 12, 2013	Warranty Deed, Transfer · Commercial Mortgage THE HOME LOAN SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2023 · Amount on Record
Deed Sale	May 18, 2023 · Amount on Record
Prior Sale	Jun 21, 2022 · Amount on Record
Deed Document Number	20231843
Deed Book / Page	796 / 391
Prior Transfer Date	Feb 6, 2009
Prior Transfer Doc	000497/425
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COSHOCTON OH
Property Address	502 LOCUST ST, COSHOCTON, OH 43812-1253
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1414, COSHOCTON, OH 43812-6414
Investor	Possibly a Property Investor

Mortgage

Document Number	000792/899
Date	Jul 27, 2022
Book Page	792/899
Instrument	202200003186

Lender

Name	THE HOME LOAN SAVINGS BANK
Type	Bank
Address	COSHOCTON, OH 43812

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	2 Months
Due	Sep 21, 2022

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COSHOCTON OH
Property Address	502 LOCUST ST, COSHOCTON, OH 43812-1253
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1414, COSHOCTON, OH 43812-6414
Investor	Possibly a Property Investor

Mortgage

Document Number	00794/1251
Date	Dec 22, 2022
Book Page	794/1251
Instrument	202200005426

Lender

Name	THE HOME LOAN SAVINGS BANK
Type	Bank
Address	COSHOCTON, OH 43812

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	231 Months
Due	Mar 1, 2042

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COSHOCTON OH
Property Address	502 LOCUST ST, COSHOCTON, OH 43812-1253
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000796/529
Date	May 19, 2023
Book Page	796/529
Instrument	202300001863

Lender

Name	THE HOME LOAN SAVINGS BANK
Type	Bank
Address	COSHOCTON, OH 43812

Agreement

Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2043

May 2023: Assignment of Agreement of Sale, Transfer

Document Type	Assignment of Agreement of Sale
Jurisdiction	COSHOCTON OH
Recording Date	May 18, 2023
Property Address	502 LOCUST ST, COSHOCTON, OH 43812-1253
Document Number	000796/421
Book / Page	796 / 421
Instrument Date	May 17, 2023
Instrument	202300001847
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE COSHOCTON

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1481 PLEASANT VALLEY DR, COSHOCTON, OH 43812-9138

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COSHOCTON OH
Recording Date	May 18, 2023
Property Address	502 LOCUST ST, COSHOCTON, OH 43812-1253
Document Number	000796/391
Book / Page	796 / 391
Map Reference	MB 1 PG 47
Instrument Date	May 17, 2023
Instrument	202300001843
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE COSHOCTON

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1481 PLEASANT VALLEY DR, COSHOCTON, OH 43812-9138

Mortgage

Document Number	000796/398
Date	May 18, 2023
Book Page	796/398
Instrument	202300001845

Lender

Name	THE HOME LOAN SAVINGS BANK
Type	Bank
Address	COSHOCTON, OH 43812

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2043

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COSHOCTON OH
Recording Date	Jun 21, 2022
Property Address	502 LOCUST ST, COSHOCTON, OH 43812-1253
Document Number	00791/3503
Book / Page	791 / 3503
Map Reference	MB 1 PG 4
Instrument Date	Jun 17, 2022
Instrument	202200002685
Transaction Type	Transfer
Record Updated	Jul 5, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE COSHOCTON

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 LOCUST ST, COSHOCTON, OH 43812-1253
Investor	Possibly a Property Investor

June 2022: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	COSHOCTON OH
Recording Date	Jun 27, 2022
Property Address	502 LOCUST ST, COSHOCTON, OH 43812-1253
Document Number	00791/3932
Book / Page	791 / 3932
Map Reference	MB 1 PG 47
Instrument Date	Jun 17, 2022
Instrument	202200002770
Transaction Type	Transfer
Record Updated	Jul 11, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1414, COSHOCTON, OH 43812-6414

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 LOCUST ST, COSHOCTON, OH 43812-1253

Mortgage

Date	Jun 27, 2022

Lender

Name	NOT AVAILABLE

Agreement

Type	Land Contract
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate	11%

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COSHOCTON OH
Recording Date	Dec 9, 2021
Property Address	502 LOCUST ST, COSHOCTON, OH 43812-1253
Document Number	00788/3549
Book / Page	788 / 3549
Map Reference	MB 1 PG 47
Instrument Date	Dec 1, 2021
Instrument	202100006053
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE COSHOCTON

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52837 TR 170, FRESNO, OH 43824

September 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COSHOCTON OH
Recording Date	Sep 12, 2013
Property Address	502 LOCUST ST, COSHOCTON, OH 43812-1253
Document Number	000620/001
Book / Page	620 / 001
Map Reference	MB1 PG47
Instrument Date	Sep 10, 2013
Instrument	201300004080
Transaction Type	Transfer
Record Updated	May 17, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 LOCUST ST, COSHOCTON, OH 43812-1253
Investor	Possibly a Property Investor

Mortgage

Document Number	000620/004
Date	Sep 12, 2013
Book Page	620/004
Instrument	201300004081

Lender

Name	THE HOME LOAN SAVINGS BANK
Type	Non-Lending Institution
Address	COSHOCTON, OH 43812

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 10, 2023

Tax Assessment & Valuation

Source: Coshocton County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Coshocton County
Municipality	Coshocton City
Unified School District	Coshocton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11.00	$260 (-) Land $260	$740 (-) Land $740
2024	$11.00 (+22.22%)	$260 (+3%) Land $260	$740 (+29.82%) Land $740
2023	$9.00	$200 (-) Land $200
2022	$9.00	$200 Land $200
2021			$570 Land $570

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 2, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COSHOCTON PWS private · serves 14,319 people · EPA ID OH1600012
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
altafiber Network Solutions Fixed Wireless	100 / 20

May also be available: Verizon.

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