St. Clair County property record for 515 Lathrop St, Algonac, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 4,312 sqft · built 2000 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Company Name on Record |
| Last Sale | $153,717 (Jul 2013) |
| Tax Bill | $12,596 (2025) |
| Deeds & Mortgages | Oct 2020 Transfer Sep 2020 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 74-01-152-0005-000 |
| Primary APN | 74-01-152-0005-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 4,312 sqft Living Area |
| 1st Floor Area | 2,465 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Lot Area | 12,632 sqft (0.29 acres) |
| Lot Dimensions | 100 ft deep x 149 ft wide |
| Garage Area | 1,776 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 515 LATHROP ST |
|---|---|
| City | ALGONAC |
| State | MI |
| Zip | 48001-1694 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOTS 5 & 23 MARINERS POINTE ACCORDING TO THE PLAT RECORDED IN LIBER 87 OF PLATS PGS 3-4 ST CLAIR COUNTY REGISTER OF DEEDS |
| Legal Range | 16E |
| Legal Township | 02N |
| Legal Section | 09 |
| Legal Subdivision | MARINERS POINTE SUBDIVISION |
| Legal Lot Number | 5,23 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ALGONAC |
| Census Block Group | 4 |
| Census Block | 4026 |
| Census Tract | 649000 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 515 LATHROP ST, ALGONAC, MI 48001-1694 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Oct 28, 2020 | Correction Deed, Transfer ATTORNEY ONLY |
| Sep 23, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 9, 2013 · Amount on Record |
| Deed Sale | Jul 9, 2013 · Amount on Record |
| Deed Document Number | 201319787 |
| Deed Book / Page | 4416 / 150 |
| Last Transfer Date | Sep 14, 2020 |
| Transfer Doc | 0000026888 |
| Record Updated | Oct 29, 2026 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Oct 28, 2020 |
| Property Address | 515 LATHROP ST, ALGONAC, MI 48001-1694 |
| Document Number | 0052630554 |
| Book / Page | 005263 / 000554 |
| Instrument Date | Oct 28, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 515 LATHROP ST ALGONAC MI 480011694, ALGONAC, MI 48001-1694 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Sep 23, 2020 |
| Property Address | 515 LATHROP ST, ALGONAC, MI 48001-1694 |
| Document Number | 0052430996 |
| Book / Page | 005243 / 000996 |
| Instrument Date | Sep 23, 2020 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 515 LATHROP ST ALGONAC MI 480011694, ALGONAC, MI 48001-1694 |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Algonac City |
| County | St. Clair County |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $535,600 (+8.42%) | $1,071,200 (+8.42%) | |
| 2025 | $12,596.00 (+1.97%) Homeowner's exemption | $494,000 (+14.8%) | |
| 2024 | $12,353.00 (+11.77%) | $988,000 (+14.8%) | |
| 2023 | $430,300 | ||
| 2022 | $11,052.00 | $860,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 97 policies |
| Nearby Flood Policies | 97 in force |
| Nearby Flood Claims | 15 (1985–2019) |
| Claims Outside the SFHA | 5 of 15 |
| Most Recent Claim | Aug 2019 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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