St. Clair County property record for 513 Lathrop St, Algonac, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,736 sqft · built 1989 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $12,587 (2025) |
| Deeds & Mortgages | Feb 2017 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 74-01-152-0006-000 |
| Primary APN | 74-01-152-0006-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,736 sqft Living Area |
| 1st Floor Area | 2,298 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 105 ft deep x 150 ft wide |
| Garage Area | 1,624 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 513 LATHROP ST |
|---|---|
| City | ALGONAC |
| State | MI |
| Zip | 48001-1694 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOTS 6 & 22 MARINERS POINTE ACCORDING TO THE PLAT RECORDED IN LIBER 87 OF PLATS PGS 3-4 ST CLAIR COUNTY REGISTER OF DEEDS |
| Legal Subdivision | MARINERS POINTE |
| Legal Lot Number | 6,22 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ALGONAC |
| Census Block Group | 4 |
| Census Block | 4026 |
| Census Tract | 649000 |
513 Lathrop St is owned and occupied by an individual who acquired it in January 2013.
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 513 LATHROP ST, ALGONAC, MI 48001-1694 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 8, 2013 |
| Transfer Doc | 4343000933 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Feb 14, 2017 |
| Property Address | 513 LATHROP ST, ALGONAC, MI 48001-1694 |
| Document Number | 0047990328 |
| Book / Page | 004799 / 000328 |
| Instrument Date | Jan 26, 2017 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 513 LATHROP ST ALGONAC MI 480011694, ALGONAC, MI 48001-1694 |
The 2025 property tax bill for 513 Lathrop St was $12,587 with a homeowner's exemption, up 2% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Algonac City |
| County | St. Clair County |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $524,800 (+8.03%) | $1,049,600 | |
| 2025 | $12,587.00 (+1.98%) Homeowner's exemption | $485,800 | |
| 2024 | $12,343.00 | $971,600 | |
| 2023 | $424,100 | ||
| 2022 | $11,043.00 | $848,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 513 Lathrop St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 97 policies |
| Nearby Flood Policies | 97 in force |
| Nearby Flood Claims | 15 (1985–2019) |
| Claims Outside the SFHA | 5 of 15 |
| Most Recent Claim | Aug 2019 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 513 Lathrop St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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