515 Lakes Edge Dr, Oxford, MI 48371 Property Records

Oakland County property record for 515 Lakes Edge Dr, Oxford, MI 48371

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,735 sqft · built 1987
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$294,000 (Aug 2018)
Tax Bill	$5,721 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`PO-04-26-427-007`

Property Details

APN / Parcel Number

Primary APN	`PO-04-26-427-007`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,735 sqft Living Area
1st Floor Area	1,725 sqft
Basement Area	1,725 sqft
Unfinished Basement	1,725 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	101 ft deep x 111 ft wide
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	36 sqft
Deck Area	108 sqft
Patio Area	479 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	515 LAKES EDGE DR
City	OXFORD
State	MI
Zip	48371-5228
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LI
Legal Description	T5N, R10E, SEC 26 OXFORD LAKES SUB NO 3 LOT 126
Legal Range	10E
Legal Township	05N
Legal Section	26
Legal Subdivision	OXFORD LAKES SUB
Legal Lot Number	126
Jurisdiction	OAKLAND MI
Township / Civil Division	OXFORD
Census Block Group	2
Census Block	2000
Census Tract	121500

Owner

515 Lakes Edge Dr is owned and occupied by two individuals who bought it in August 2018.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	515 LAKES EDGE DR, OXFORD, MI 48371-5228
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2023	Deed of Trust, Mortgage · Line of Credit OXFORD BANK
Sep 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage MAIN STREET BANK
Aug 3, 2018	Warranty Deed, Transfer · Conventional with PMI UNIVERSITY LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2018 · Amount on File
Deed Sale	Aug 3, 2018 · Amount on File
Prior Sale	Oct 3, 2013 · Amount on File
Deed Document Number	2018128973
Deed Book / Page	52059 / 47
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	515 LAKES EDGE DR, OXFORD, MI 48371-5228
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 LAKES EDGE DR, OXFORD, MI 48371-5228

Mortgage

Document Number	0000042733
Date	Apr 18, 2023
Book Page	58547/516
Instrument	42733

Lender

Name	OXFORD BANK
Type	Bank
Address	OXFORD, MI 48371

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Apr 4, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	515 LAKES EDGE DR, OXFORD, MI 48371-5228
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 LAKES EDGE DR, OXFORD, MI 48371-5228

Mortgage

Document Number	0000175876
Date	Sep 1, 2020
Book Page	54753/723
Instrument	175876

Lender

Name	MAIN STREET BANK
Type	Bank
Address	FRANKLIN, MI 48025

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Aug 1, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Aug 3, 2018
Property Address	515 LAKES EDGE DR, OXFORD, MI 48371-5228
Document Number	0000128973
Book / Page	052059 / 000047
Instrument Date	Jul 26, 2018
Instrument	128973
Transaction Type	Transfer
Record Updated	Aug 27, 2018
Title Company	GREATER MACOMB TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,528.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5021 CHIPPEWA CT STERLING HEIGHTS MI 483102764, STERLING HEIGHTS, MI 48310-2764

Mortgage

Document Number	128954
Date	Aug 3, 2018
Book Page	052058/000840
Instrument	128954

Lender

Name	UNIVERSITY LNDG
Address	SOUTHFIELD, MI 48034

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 2, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 515 Lakes Edge Dr was $5,721 with a homeowner's exemption, up 4.4% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Oxford Charter Township
Municipality	Oxford Village
Unified School District	Oxford Area Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,721.00 (+4.4%) Homeowner's exemption	$200,220	$400,440
2024	$5,480.00
2023		$161,590	$323,180
2021	$4,731.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 515 Lakes Edge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 515 Lakes Edge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF OXFORD serves 3,540 people · EPA ID MI0005130
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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