490 Lakes Edge Dr, Oxford, MI 48371 Property Records

Oakland County property record for 490 Lakes Edge Dr, Oxford, MI 48371

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,818 sqft · built 1978
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on File
Last Sale	$252,900 (May 2008)
Tax Bill	$5,078 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`PO-04-26-426-003`

Property Details

APN / Parcel Number

Primary APN	`PO-04-26-426-003`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,818 sqft Living Area
1st Floor Area	1,574 sqft
Basement Area	1,574 sqft
Unfinished Basement	1,574 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Gable
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	152 ft deep x 94 ft wide
Terrain	Wooded
Garage Area	688 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	454 sqft
Deck Area	130 sqft
Patio Area	573 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	490 LAKES EDGE DR
City	OXFORD
State	MI
Zip	48371-5225
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LI
Legal Description	T5N, R10E, SEC 26 OXFORD LAKES SUB NO 1 LOT 27
Legal Range	10E
Legal Township	05N
Legal Section	26
Legal Subdivision	OXFORD LAKES SUB
Legal Lot Number	27
Jurisdiction	OAKLAND MI
Township / Civil Division	OXFORD
Census Block Group	2
Census Block	2002
Census Tract	121500

Owner

490 Lakes Edge Dr is owned and occupied by an individual who acquired it in February 2018.

Source: Oakland County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	490 LAKES EDGE DR, OXFORD, MI 48371-5225
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Mar 16, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage KEY MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2008 · Amount on File
Deed Sale	May 20, 2008 · Amount on File
Prior Sale	May 1, 2007 · Amount on File
Deed Document Number	2008101430
Deed Book / Page	40317 / 887
Last Transfer Date	Feb 26, 2018
Transfer Doc	0000040962
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	490 LAKES EDGE DR, OXFORD, MI 48371-5225
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 LAKES EDGE DR, OXFORD, MI 48371-5225

Mortgage

Document Number	20260004171
Date	Jan 9, 2026
Book Page	60861/559
Instrument	20260004171

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Dec 23, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Mar 16, 2018
Property Address	490 LAKES EDGE DR, OXFORD, MI 48371-5225
Document Number	0000040962
Book / Page	51639 / 00066
Map Reference	LB 149 PG 32-37
Instrument Date	Feb 26, 2018
Instrument	40962
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 LAKES EDGE DR, OXFORD, MI 48371-5225

Mortgage

Document Number	0000040963
Date	Mar 16, 2018
Instrument	40963

Lender

Name	KEY MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 490 Lakes Edge Dr was $5,078 with a homeowner's exemption, up 4.4% from the year before.

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Oxford Charter Township
Municipality	Oxford Village
Unified School District	Oxford Area Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,078.00 (+4.38%) Homeowner's exemption	$289,210	$578,420
2024	$4,865.00
2023		$235,120	$470,240
2021	$4,161.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 490 Lakes Edge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 490 Lakes Edge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF OXFORD serves 3,540 people · EPA ID MI0005130
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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