515 la Costa Dr, Banning, CA 92220 Property Records

Riverside County property record for 515 la Costa Dr, Banning, CA 92220

Property Summary

Property Type	Condominium
Details	2 bd · 1.75 ba · 921 sqft · built 1987
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$338,000 (Sep 2024)
Tax Bill	$4,704 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`419-292-002`

Property Details

APN / Parcel Number

Primary APN	`419-292-002`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	921 sqft Living Area
Gross Area	1,413 sqft
1st Floor Area	921 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Condo/Apartment
Construction Type	Wood
Roof Material	Tile
Lot Area	4,356 sqft (0.1 acres)
View / Lot	Golf Course
Garage Type	Attached
Garage Area	492 sqft
Parking Spaces	2 Parking Spaces
Putting Green	Putting Green

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	515 LA COSTA DR
City	BANNING
State	CA
Zip	92220-5315
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	ST
Legal Description	UNIT 24 CM 063/056 INT IN COMMON IN LOT 3,4&5-P TR 21477 MB 165/057
Legal Subdivision	SUN LAKES
Legal Tract	21477
Legal Lot Number	3,4
Jurisdiction	RIVERSIDE CA
Township / Civil Division	SAN GORGONIO PASS
Census Block Group	2
Census Block	2006
Census Tract	43812

Owner

515 la Costa Dr, a condominium, is owned by an individual who bought it in September 2024.

Source: Riverside County records, as of August 3, 2026

Owner of Record	Individual Name on File
Mailing Address	5316 HARVARD WAY, CYPRESS, CA 90630-2902
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2023	Grant Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC
Jun 14, 2017	Grant Deed, Transfer · Conventional Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2024 · Amount on File
Deed Sale	Sep 30, 2024 · Amount on File
Prior Sale	Jul 24, 2023 · Amount on File
Deed Document Number	2024294015
Prior Transfer Date	Oct 18, 2000
Prior Transfer Doc	0000415445
Record Updated	Oct 29, 2026

July 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 24, 2023
Property Address	515 LA COSTA DR, BANNING, CA 92220-5315
Document Number	0000213850
Map Reference	MB 165 PG 57-62
Instrument Date	Jun 26, 2023
Instrument	2023-0213850
Transaction Type	Transfer
Record Updated	Aug 2, 2023
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	515 LA COSTA DR, BANNING, CA 92220-5315

Mortgage

Document Number	0000213851
Date	Jul 24, 2023
Instrument	2023-0213851

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jun 14, 2017
Property Address	515 LA COSTA DR, BANNING, CA 92220-5315
Document Number	0000238988
Instrument Date	May 19, 2017
Instrument	238988
Transaction Type	Transfer
Record Updated	Jun 22, 2017
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$192.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4981 MISSION HILLS DR BANNING CA 922206481, BANNING, CA 92220-6481

Mortgage

Document Number	238989
Date	Jun 14, 2017
Instrument	238989

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 13, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 515 la Costa Dr was $4,704.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Banning City
County	Riverside County
Unified School District	Banning Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$344,657 (+2%) Land $51,698 Building $292,959
2025	$4,704.00	$337,900 Land $50,685 Building $287,215
2023	$2,794.00 (+2.08%)	$195,212 (+2%) Land $50,196 Building $145,016
2022	$2,737.00	$191,385 Land $49,212 Building $142,173
2021			$222,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 515 la Costa Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 515 la Costa Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BANNING serves 31,680 people · EPA ID CA3310006
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Verizon.

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