485 la Costa Dr, Banning, CA 92220 Property Records

Riverside County property record for 485 la Costa Dr, Banning, CA 92220

Property Summary

Property Type	Condominium
Details	2 bd · 1.75 ba · 921 sqft · built 1989
Lot Size	0.5 acres (2,178 sqft)
Owner	Individual Name on Record
Last Sale	$299,000 (Jul 2022)
Tax Bill	$4,336 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Jul 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`419-293-021`

Property Details

APN / Parcel Number

Primary APN	`419-293-021`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	921 sqft Living Area
Gross Area	1,413 sqft
1st Floor Area	921 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Condo/Apartment
Construction Type	Wood
Roof Material	Tile
Lot Area	2,178 sqft (0.5 acres)
View / Lot	Golf Course
Garage Type	Attached
Garage Area	492 sqft
Parking Spaces	2 Parking Spaces
Putting Green	Putting Green

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	485 LA COSTA DR
City	BANNING
State	CA
Zip	92220-5313
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 21 CM 063/142 INT IN COMMON LOT 5 TR 21477 MB 165/057
Legal Tract	21477
Legal Lot Number	5
Jurisdiction	RIVERSIDE CA
Township / Civil Division	SAN GORGONIO PASS
Census Block Group	2
Census Block	2006
Census Tract	43812

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	485 LA COSTA DR, BANNING, CA 92220-5313
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2022	Grant Deed, Transfer · Conventional Mortgage SCHOOLSFIRST FCU
Jul 29, 2022	Intrafamily Transfer, Transfer PACIFIC COAST TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2022 · Amount on Record
Deed Sale	Jul 29, 2022 · Amount on Record
Deed Document Number	2022337961
Record Updated	Oct 29, 2026

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 29, 2022
Property Address	485 LA COSTA DR, BANNING, CA 92220-5313
Document Number	0000337961
Map Reference	MB 165 PG 57-62
Instrument Date	Jul 26, 2022
Instrument	2022-0337961
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	PACIFIC COAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	485 LA COSTA DR, BANNING, CA 92220-5313

Mortgage

Document Number	0000337963
Date	Jul 29, 2022
Instrument	2022-0337963

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2042

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 29, 2022
Property Address	485 LA COSTA DR, BANNING, CA 92220-5313
Document Number	0000337962
Map Reference	MB 165 PG 57-62
Instrument Date	Jul 25, 2022
Instrument	2022-0337962
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	PACIFIC COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1300 VALENCIA AVE, SAN BERNARDINO, CA 92404-5440

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Banning City
County	Riverside County
Unified School District	Banning Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$317,300 (+2%) Land $47,754 Building $269,546
2025	$4,336.00 (+2.12%)	$311,079 (+4.04%) Land $46,818 Building $264,261
2023	$4,246.00 (+286.7%)	$299,000 Land $45,000 Building $254,000
2022	$1,098.00
2021			$283,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BANNING serves 31,680 people · EPA ID CA3310006
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Verizon.

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