515 Holly Point Rd, Freeport, FL 32439 Property Records

Walton County property record for 515 Holly Point Rd, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,514 sqft · built 2002
Lot Size	2.4 acres (104,892 sqft)
Owner	2 Individual Names on File
Last Sale	$60,200 (Apr 2010)
Tax Bill	$9,264 (2025)
Flood Zone	Zone AE (high risk)
APN	`28-1S-19-23000-003-0000`

Property Details

APN / Parcel Number

Primary APN	`28-1S-19-23000-003-0000`
Alternative APNs	`28-119-23000-003-0000` `1058169`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,514 sqft Living Area
Gross Area	4,900 sqft
1st Floor Area	3,514 sqft
Flooring	Tile
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Wood
Construction Type	Frame
Roof Type	Cathedral/Clerestory
Roof Material	Other
Lot Area	104,892 sqft (2.4 acres)
Lot Dimensions	221 ft deep x 254 ft wide
Garage Type	Attached
Garage Area	696 sqft
Driveway	Brick Driveway

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	690 sqft
Deck Area	Deck Area
Gazebo	Gazebo
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	515 HOLLY POINT RD
City	FREEPORT
State	FL
Zip	32439-4327
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BYLAGR
Legal Description	COM ON E LINE OF SEC 28 AT PT ON INTERSECTION WITH S BANK OF LAGRANGE BAYOU, DUE S 256.31FT RUN S 76 DEG 43W 96.60FT, N 83 DEG 42W 123.50 FT RUN N 85 DEG 56W 83.44FT TO POB DUE S 334.99FT TO A PT ON BANK OF LAGRANGE BAYOU THENCE ALONG BANK THE FOLLOW
Legal Range	019
Legal Township	01S
Legal Section	28
Legal Block	300
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	1
Census Block	1033
Census Tract	950502

Owner

515 Holly Point Rd is owned and occupied by two individuals who bought it in April 2010.

Source: Walton County records, as of December 3, 2025

Owner of Record	2 Individual Names on File
Mailing Address	17660 US HIGHWAY 331 S, FREEPORT, FL 32439-4203
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2010 · Amount on File
Deed Sale	Apr 5, 2010 · Amount on File
Deed Document Number	20101113629
Deed Book / Page	2839 / 504
Prior Transfer Date	Mar 26, 2010
Prior Transfer Doc	0028390504
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 515 Holly Point Rd was $9,264 with a homeowner's exemption, down 1.8% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,264.00 (-1.79%) Homeowner's exemption	$1,152,444 Land $703,049 Building $449,395	$1,152,444 Land $703,049 Building $449,395
2024	$9,433.00 (+4.65%)
2023	$9,014.00 (+9.21%)	$1,163,320 (+13.84%) Land $703,049 Building $460,271	$1,163,320 (+13.84%) Land $703,049 Building $460,271
2022	$8,254.00	$1,021,913 Land $600,441 Building $421,472	$1,021,913 Land $600,441 Building $421,472

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 515 Holly Point Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 126 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	126 in force
Nearby Flood Claims	68 (1992–2021)
Claims Outside the SFHA	7 of 68
Most Recent Claim	Jun 2021 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 8 claims Hurricane Frances, Sep 2004 · 23 claims Hurricane Opal, Oct 1995 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 515 Holly Point Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50