Kane County property record for 515 Hamilton St, Geneva, IL 60134
| Property Type | Commercial |
|---|---|
| Details | 2 bd · 2 ba · 1,836 sqft · built 1918 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Company Name on File |
| Last Sale | $292,000 (Dec 2018) |
| Tax Bill | $10,346 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage Nov 2019 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-03-404-006 |
| Primary APN | 12-03-404-006 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,836 sqft Gross Area |
| Basement Area | 771 sqft |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1918 |
| Lot Area | 7,500 sqft (0.172 acres) |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 515 HAMILTON ST |
|---|---|
| City | GENEVA |
| State | IL |
| Zip | 60134-2138 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | GENEVA -ORIGINAL TOWN- - ELY 50 FT OF LOT 3 BLK 31 |
| Legal Subdivision | GENEVA |
| Legal Block | 31 |
| Legal Lot Number | 3 |
| Jurisdiction | KANE IL |
| Township / Civil Division | GENEVA |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 852608 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the North Geneva Historic District listed 1982 · 150 contributing resources · NRIS 82002549 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
515 Hamilton St, a commercial property, is owned by a company that bought it in December 2018.
Source: Kane County records, as of July 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 515 HAMILTON ST, GENEVA, IL 60134-2138 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 10, 2019 | Deed of Trust, Mortgage · SBA Mortgage AMERICAN HEARTLAND BANK & TRUST |
| Nov 6, 2019 | Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK |
| Jul 31, 2019 | Deed of Trust, Mortgage SOMERCOR 504 |
| Dec 12, 2018 | Warranty Deed, Transfer · Commercial Mortgage AMERICAN HEARTLAND BANK & TRUST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 12, 2018 · Amount on File |
| Deed Sale | Dec 12, 2018 · Amount on File |
| Prior Sale | Dec 5, 2005 · Amount on File |
| Deed Document Number | 201859526 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 515 HAMILTON ST, GENEVA, IL 60134-2138 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | PREMIER TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000041764 |
|---|---|
| Date | Sep 10, 2019 |
| Instrument | 2019K041764 |
| Name | AMERICAN HEARTLAND BANK & TRUST |
|---|---|
| Type | Bank |
| Address | SUGAR GROVE, IL 60554 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 515 HAMILTON ST, GENEVA, IL 60134-2138 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000053681 |
|---|---|
| Date | Nov 6, 2019 |
| Instrument | 2019K053681 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, IL 60175 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Nov 6, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 515 HAMILTON ST, GENEVA, IL 60134-2138 |
| Document Number | 0000041761 |
| Instrument Date | Jul 31, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2019 |
| Title Company | PREMIER TITLE COMPANY, PREMIER TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 515 HAMILTON ST GENEVA IL 601342138, GENEVA, IL 60134-2138 |
| Document Number | 0000041761 |
|---|---|
| Date | Sep 10, 2019 |
| Instrument | 41761 |
| Name | SOMERCOR 504 |
|---|---|
| Address | CHICAGO, IL 60605 |
| Amount | Amount on Record |
|---|---|
| Term | 300 Months |
| Due | Sep 9, 2044 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Dec 12, 2018 |
| Property Address | 515 HAMILTON ST, GENEVA, IL 60134-2138 |
| Document Number | 0000059526 |
| Instrument Date | Nov 29, 2018 |
| Instrument | 2018K059526 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2022 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $292.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 515 HAMILTON ST, 515, GENEVA, IL 60134-2138 |
| Name | Verified Name |
|---|---|
| Address | 245 WESTHAVEN CIR, GENEVA, IL 60134-4404 |
| Document Number | 0000059527 |
|---|---|
| Date | Dec 12, 2018 |
| Instrument | 2018K059527 |
| Name | AMERICAN HEARTLAND BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Dec 7, 2028 |
| Document Number | 0000059531 |
|---|---|
| Date | Dec 12, 2018 |
| Instrument | 2018K059531 |
| Name | AMERICAN HEARTLAND BANK & TRUST |
|---|---|
| Type | Bank |
| Address | SUGAR GROVE, IL 60554 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Dec 7, 2019 |
The 2025 property tax bill for 515 Hamilton St was $10,346, up 4.6% from the year before.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Community Unit School District 304 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,346.00 (+4.58%) | $134,677 (+8.5%) Land $42,631 Building $92,046 | $404,193 (+8.5%) Land $127,944 Building $276,248 |
| 2024 | $9,893.00 | $124,126 Land $39,291 Building $84,835 | $372,527 Land $117,920 Building $254,607 |
| 2022 | $9,111.00 (+2.03%) | $104,852 (+3.86%) Land $33,190 Building $71,662 | $314,556 (+3.86%) Land $99,570 Building $214,986 |
| 2021 | $8,930.00 | $100,955 Land $31,956 Building $68,999 | $302,865 Land $95,868 Building $206,997 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 515 Hamilton St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 515 Hamilton St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA serves 21,247 people · EPA ID IL0890350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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