515 Greding St, Bluffton, OH 45817 Property Records

Allen County property record for 515 Greding St, Bluffton, OH 45817

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,864 sqft · built 2000
Lot Size	0.482 acres (20,996 sqft)
Owner	2 Individual Names on Record
Last Sale	$355,000 (Nov 2022)
Tax Bill	$4,178 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Jun 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`28-1208-06-005.000`

Property Details

APN / Parcel Number

Primary APN	`28-1208-06-005.000`
Alternative APN	`A0228120806005000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,864 sqft Living Area
Gross Area	3,717 sqft
1st Floor Area	1,344 sqft
Upper Floors Area	520 sqft
Basement Area	1,328 sqft
Family Room	Family Room

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	20,996 sqft (0.482 acres)
Lot Dimensions	221 ft deep x 95 ft wide
Garage Type	Attached
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	75 sqft
Patio Area	360 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	515 GREDING ST
City	BLUFFTON
State	OH
Zip	45817-1450
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SWISS PARK NO 6 SUBDIVISION LOT 1235 JOINT TEN FF 95.49
Legal Subdivision	SWISS PARK NO 6 SUBDIVISION
Legal Lot Number	1235
Jurisdiction	ALLEN OH
Township / Civil Division	RICHLAND
Census Block Group	3
Census Block	3014
Census Tract	10100

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	515 GREDING ST, BLUFFTON, OH 45817-1450
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2022	Warranty Deed, Transfer · Conventional Mortgage THE CITIZENS NATIONAL BANK OF BLUFF
Jun 21, 2021	Fiduciary Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2022 · Amount on Record
Deed Sale	Nov 10, 2022 · Amount on Record
Prior Sale	Jun 21, 2021 · Amount on Record
Deed Document Number	202213052
Prior Transfer Date	Dec 3, 2014
Prior Transfer Doc	12040012982
Record Updated	Sep 20, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Nov 10, 2022
Property Address	515 GREDING ST, BLUFFTON, OH 45817-1450
Document Number	11100013052
Book / Page	2022 / 13052
Map Reference	MB 22 PG 89
Instrument Date	Nov 10, 2022
Instrument	202211100013052
Transaction Type	Transfer
Record Updated	Nov 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	515 GREDING ST, BLUFFTON, OH 45817-1450

Mortgage

Document Number	11100013053
Date	Nov 10, 2022
Instrument	202211100013053

Lender

Name	THE CITIZENS NATIONAL BANK OF BLUFF
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

June 2021: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	ALLEN OH
Recording Date	Jun 21, 2021
Property Address	515 GREDING ST, BLUFFTON, OH 45817-1450
Document Number	6210008274
Book / Page	2021 / 8274
Map Reference	MB 22 PG 89
Instrument Date	Jun 11, 2021
Instrument	202106210008274
Transaction Type	Transfer
Record Updated	Jul 2, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 GREDING ST, BLUFFTON, OH 45817-1450

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Richland Township
Municipality	Bluffton Village
Unified School District	Bluffton Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,178.00 (-0.1%)	$126,640 (-) Land $14,530 Building $112,110	$361,800 (-) Land $41,500 Building $320,300
2024	$4,182.00 (+17.8%) Homeowner's exemption	$126,640 (+27%) Land $14,530 Building $112,110	$361,800 (+26.99%) Land $41,500 Building $320,300
2023	$3,550.00 (-1.09%) Homeowner's exemption	$99,720 (-) Land $11,450 Building $88,270
2022	$3,589.00 Homeowner's exemption	$99,720 Land $11,450 Building $88,270
2021			$284,900 Land $32,700 Building $252,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	49 (1979–2020)
Claims Outside the SFHA	3 of 49
Most Recent Claim	May 2020 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUFFTON VILLAGE serves 4,082 people · EPA ID OH0200112
Water Source	Purchased surface water from OTTAWA VILLAGE
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
MetaLINK Technologies Fixed Wireless	500 / 100
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Brightspeed, HDER Link.

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