511 Greding St, Bluffton, OH 45817 Property Records

Allen County property record for 511 Greding St, Bluffton, OH 45817

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,942 sqft · built 2005
Lot Size	0.604 acres (26,310 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (Jul 2020)
Tax Bill	$3,661 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jun 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28-1208-06-007.000`

Property Details

APN / Parcel Number

Primary APN	`28-1208-06-007.000`
Alternative APN	`A0228120806007000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,942 sqft Living Area
Gross Area	4,064 sqft
1st Floor Area	1,942 sqft
Basement Area	1,660 sqft
Family Room	Family Room

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	26,310 sqft (0.604 acres)
Lot Dimensions	411 ft deep x 64 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	30 sqft
Patio Area	350 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	511 GREDING ST
City	BLUFFTON
State	OH
Zip	45817-1450
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SWISS PARK NO 6 SUBDIVISION LOT 1233 JOINT TEN FF 64.35
Legal Subdivision	SWISS PARK NO 6 SUBDIVISION
Legal Lot Number	1233
Jurisdiction	ALLEN OH
Township / Civil Division	RICHLAND
Census Block Group	3
Census Block	3014
Census Tract	10100

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	511 GREDING ST, BLUFFTON, OH 45817-1450
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jun 26, 2024	Transfer on Death Deed, Transfer
Jul 16, 2020	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Jun 10, 2020	Deed of Trust, Construction Loan · Line of Credit CITIZENS NAT'L BK/BLUFFTON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2020 · Amount on Record
Deed Sale	Jul 16, 2020 · Amount on Record
Prior Sale	Jun 2, 2005 · Amount on Record
Deed Document Number	20207840
Deed Book / Page	2020 / 7840
Last Transfer Date	Jun 26, 2024
Transfer Doc	0000005759
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	511 GREDING ST, BLUFFTON, OH 45817-1450
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8020010697
Date	Aug 2, 2021
Book Page	2021/10697
Instrument	202108020010697

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jun 1, 2051

June 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ALLEN OH
Recording Date	Jun 26, 2024
Property Address	511 GREDING ST, BLUFFTON, OH 45817-1450
Document Number	6260005759
Book / Page	2024 / 5759
Map Reference	MB 22 PG 89
Instrument Date	Jun 25, 2024
Instrument	202406260005759
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 GREDING ST, BLUFFTON, OH 45817-1450

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Jul 16, 2020
Property Address	511 GREDING ST, BLUFFTON, OH 45817-1450
Document Number	0000007840
Instrument Date	Jul 15, 2020
Instrument	7840
Transaction Type	Transfer
Record Updated	Jul 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$765.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	511 GREDING ST BLUFFTON OH 458171450, BLUFFTON, OH 45817-1450

Mortgage

Document Number	7841
Date	Jul 16, 2020
Instrument	7841

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 15, 2050

June 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Recording Date	Jun 10, 2020
Property Address	511 GREDING ST, BLUFFTON, OH 45817-1450
Document Number	0000006201
Instrument Date	May 28, 2020
Instrument	6201
Transaction Type	Construction Loan
Record Updated	Jul 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 GREDING ST BLUFFTON OH 458171450, BLUFFTON, OH 45817-1450

Mortgage

Document Number	0000006201
Date	Jun 10, 2020
Instrument	6201

Lender

Name	CITIZENS NAT'L BK/BLUFFTON
Type	Bank
Address	BLUFFTON, OH 45817

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jun 9, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Richland Township
Municipality	Bluffton Village
Unified School District	Bluffton Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,661.00 (-0.08%)	$110,990 (-) Land $10,190 Building $100,800	$317,100 (-) Land $29,100 Building $288,000
2024	$3,664.00 (+17.78%) Homeowner's exemption	$110,990 (+26.99%) Land $10,190 Building $100,800	$317,100 (+26.99%) Land $29,100 Building $288,000
2023	$3,111.00 (-1.08%) Homeowner's exemption	$87,400 (-) Land $8,020 Building $79,380
2022	$3,145.00 Homeowner's exemption	$87,400 Land $8,020 Building $79,380
2021			$249,700 Land $22,900 Building $226,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	49 (1979–2020)
Claims Outside the SFHA	3 of 49
Most Recent Claim	May 2020 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUFFTON VILLAGE serves 4,082 people · EPA ID OH0200112
Water Source	Purchased surface water from OTTAWA VILLAGE
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
MetaLINK Technologies Fixed Wireless	500 / 100
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Brightspeed, HDER Link.

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