515 Elm St, Reading, PA 19601 Property Records

Berks County property record for 515 Elm St, Reading, PA 19601

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,593 sqft · built 1900
Lot Size	0.06 acres (2,614 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (May 2026)
Tax Bill	$925 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage Jun 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`5307-75-82-0052`

Property Details

APN / Parcel Number

Primary APN	`5307-75-82-0052`
Alternative APNs	`07-5307-75-82-0052` `7362650` `362650`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,593 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	2,614 sqft (0.06 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	7362650
Street Address	515 ELM ST
City	READING
State	PA
Zip	19601-3305
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	20
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	2
Census Block	2003
Census Tract	1300

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	515 ELM ST, READING, PA 19601-3305
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Jun 12, 2019	Grant Deed, Transfer CONESTOGA TITLE INSURANCE COMPANY, CONESTOGA TITLE INS CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2026 · Amount on Record
Deed Sale	May 5, 2026 · Amount on Record
Prior Sale	Jun 12, 2019 · Amount on Record
Deed Document Number	202613754
Record Updated	Sep 20, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	May 5, 2026
Property Address	515 ELM ST, READING, PA 19601-3305
Document Number	0000013754
Instrument Date	May 4, 2026
Instrument	2026.13754
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	FREEDOM SETTLEMENT GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$191,900.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 ELM ST, READING, PA 19601-3305

Mortgage

Document Number	0000013755,
Date	May 5, 2026
Instrument	2026.13755

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKS PA
Recording Date	Jun 12, 2019
Property Address	515 ELM ST, READING, PA 19601-3305
Document Number	0000018708
Instrument Date	Jun 12, 2019
Instrument	18708
Transaction Type	Transfer
Record Updated	Jun 24, 2019
Title Company	CONESTOGA TITLE INSURANCE COMPANY, CONESTOGA TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$200.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	277 N VIEW RD FLEETWOOD PA 195229463, FLEETWOOD, PA 19522-9463

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$925.00 (+3.93%)	$32,800 (-) Land $9,800 Building $23,000	$9,800 (-) Land $9,800
2025	$890.00 (+2.53%)	$32,800 (-) Land $9,800 Building $23,000	$9,800 (-70.12%) Land $9,800
2024	$868.00	$32,800 Land $9,800 Building $23,000
1994			$32,800 Land $9,800 Building $23,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 999 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile, Verizon.

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