514 Elm St, Reading, PA 19601 Property Records

Berks County property record for 514 Elm St, Reading, PA 19601

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,076 sqft · built 1900
Lot Size	0.05 acres (2,178 sqft)
Owner	Company Name on File
Last Sale	$132,500 (Dec 2022)
Tax Bill	$1,171 (2026)
Deeds & Mortgages	Nov 2023 Mortgage Oct 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5307-75-81-0833`

Property Details

APN / Parcel Number

Primary APN	`5307-75-81-0833`
Alternative APNs	`07-5307-75-81-0833` `362625`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	3 Stories
Building Area	2,076 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	2,178 sqft (0.05 acres)
View / Lot	Neighborhood

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	514 ELM ST
City	READING
State	PA
Zip	19601-3306
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	10
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	3
Census Block	3002
Census Tract	1300

Owner

514 Elm St is owned by a company that bought it in December 2022.

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	512 FLORET AVE, READING, PA 19605-1104
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2023	Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY FIRST FUND
Oct 5, 2023	Deed, Transfer NOT AVAILABLE, YOUR HOME STLMT SVCS LLC
Dec 21, 2022	Deed, Transfer · Stand-Alone First Mortgage WEIZI ZHANG ETUX
Oct 29, 2020	Grant Deed, Transfer ABSTRACTING COMPANY/BERKS COUNTY, ABSTRACTING CO/BERKS CNTY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2022 · Amount on File
Deed Sale	Dec 21, 2022 · Amount on File
Prior Sale	Oct 29, 2020 · Amount on File
Deed Document Number	202248435
Prior Transfer Date	Aug 2, 1999
Prior Transfer Doc	3107000630
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	514 ELM ST, READING, PA 19601-3306
Transaction Type	Mortgage
Record Updated	Nov 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 ELM ST, READING, PA 19601-3306

Mortgage

Document Number	0000032931
Date	Nov 3, 2023
Instrument	2023032931

Lender

Name	COMMUNITY FIRST FUND
Type	Funding / Finance Company
Address	LANCASTER, PA 17608

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Nov 3, 2028

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Oct 5, 2023
Property Address	514 ELM ST, READING, PA 19601-3306
Document Number	0000029755
Instrument Date	Oct 4, 2023
Instrument	2023029755
Transaction Type	Transfer
Record Updated	Oct 20, 2023
Title Company	NOT AVAILABLE, YOUR HOME STLMT SVCS LLC

Transaction

Amount	Amount on Record
Tax	$5.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 FLORET AVE, READING, PA 19605-1104

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Dec 21, 2022
Property Address	514 ELM ST, READING, PA 19601-3306
Document Number	0000048435
Instrument Date	Dec 8, 2022
Instrument	2022048435
Transaction Type	Transfer
Record Updated	Jan 3, 2023
Title Company	POWER SETTLEMENT GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,325.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 FLORET AVE, READING, PA 19605-1104

Mortgage

Document Number	0000048436
Date	Dec 21, 2022
Instrument	2022048436

Lender

Name	WEIZI ZHANG ETUX
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKS PA
Recording Date	Oct 29, 2020
Property Address	514 ELM ST, READING, PA 19601-3306
Document Number	0000040948
Instrument Date	Oct 27, 2020
Instrument	40948
Transaction Type	Transfer
Record Updated	Nov 6, 2020
Title Company	ABSTRACTING COMPANY/BERKS COUNTY, ABSTRACTING CO/BERKS CNTY

Transaction

Amount	Amount on Record
Tax	$1,190.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 ELM ST READING PA 196013306, READING, PA 19601-3306

Tax Assessment & Valuation

The 2026 property tax bill for 514 Elm St was $1,171.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,171.00	$41,500 Land $10,600 Building $30,900	$10,600 Land $10,600
2024	$1,098.00 (-39.47%)	$41,500 (-) Land $10,600 Building $30,900
2023	$1,814.00	$41,500 Land $10,600 Building $30,900
1994			$41,500 Land $10,600 Building $30,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 514 Elm St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2003–2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 514 Elm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 999 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile, Verizon.

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