Union County and Cranford Township property record for 515 Elm St, Cranford, NJ 07016
| Property Type | Single Family Home |
|---|---|
| Details | 1,376 sqft · built 1921 |
| Lot Size | 0.098 acres (4,269 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $339,400 (Jul 2008) |
| Tax Bill | $9,248 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-00517-0000-00015 |
| Primary APN | 03-00517-0000-00015 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,376 sqft Living Area |
| Year Built | Built 1921 |
|---|---|
| Effective Year Built | Effective 1921 |
| Construction Type | Frame |
| Lot Area | 4,269 sqft (0.098 acres) |
| Account Number | 6155009 |
|---|---|
| Street Address | 515 ELM ST |
| City | CRANFORD |
| State | NJ |
| Zip | 07016-3016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | LEHIGH PARK |
| Legal Block | 517 |
| Legal Lot Number | 15 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | CRANFORD |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 37300 |
Source: Union County and Cranford Township records · APN 03-00517-0000-00015
Assessment roll updated July 8, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 515 ELM ST, CRANFORD, NJ 07016-3016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 30, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 29, 2008 · Amount on Record |
| Deed Sale | Jul 29, 2008 · Amount on Record |
| Deed Document Number | 2008197406 |
| Deed Book / Page | 5723 / 960 |
| Prior Transfer Date | Jun 20, 2007 |
| Prior Transfer Doc | 0056580058 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Apr 15, 2026 |
| Property Address | 515 ELM ST, CRANFORD, NJ 07016-3016 |
| Document Number | 0000091406 |
| Book / Page | 15788 / 2047 |
| Instrument Date | Apr 07, 2026 |
| Instrument | 202691406 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ROCKET CLOSE LLC |
| Name | Verified Name |
|---|---|
| Address | 515 ELM ST, CRANFORD, NJ 07016-3016 |
| Document Number | 0000091406, |
|---|---|
| Date | Apr 15, 2026 |
| Book Page | 15788/2047 |
| Instrument | 202691406 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 01, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 515 ELM ST, CRANFORD, NJ 07016-3016 |
| Document Number | 0143480484 |
| Book / Page | 014348 / 000484 |
| Instrument Date | Sep 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2017 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 515 ELM ST CRANFORD NJ 070163016, CRANFORD, NJ 07016-3016 |
| Document Number | 0143480484 |
|---|---|
| Date | Oct 13, 2017 |
| Book Page | 014348/000484 |
| Instrument | 647677 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 12, 2047 |
Source: Union County and Cranford Township records · Assessment roll updated July 8, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Cranford Township |
| Unified School District | Cranford Township School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $127,600 (-) Land $62,300 Building $65,300 | $127,600 (-) Land $62,300 Building $65,300 | |
| 2025 | $9,248.00 (+6.91%) | $127,600 (-) Land $62,300 Building $65,300 | $127,600 (-) Land $62,300 Building $65,300 |
| 2024 | $8,650.00 (+2.54%) | ||
| 2023 | $127,600 Land $62,300 Building $65,300 | $127,600 Land $62,300 Building $65,300 | |
| 2022 | $8,436.00 |
Source: FEMA National Flood Hazard Layer as of September 24, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 8 (2007–2021) |
| Claims Outside the SFHA | 7 of 8 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile USA.
Based on FCC filings for 536 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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