Sussex County and Byram Township property record for 515 E Shore Trl, Sparta, NJ 07871
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 1,995 sqft · built 2005 |
| Lot Size | 0.221 acres (9,627 sqft) |
| Owner | Individual Name on File |
| Last Sale | $595,000 (Jun 2024) |
| Tax Bill | $10,530 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Dec 2023 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-00304-0000-02181 |
| Primary APN | 04-00304-0000-02181 |
|---|---|
| Alternative APN |
|
| Building Area | 1,995 sqft Living Area |
|---|
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Lot Area | 9,627 sqft (0.221 acres) |
| Street Address | 515 E SHORE TRL |
|---|---|
| City | SPARTA |
| State | NJ |
| Zip | 07871-1200 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Local Zoning Code | R-5 |
| Legal Subdivision | LAKE MOHAWK SEC 07 |
| Legal Block | 304 |
| Legal Lot Number | 2181 |
| Jurisdiction | SUSSEX NJ |
| Township / Civil Division | BYRAM |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 374400 |
515 E Shore Trl is owned by an individual who bought it in June 2024.
Source: Sussex County and Byram Township records, as of September 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 515 E SHORE TRL, SPARTA, NJ 07871-1200 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 15, 2026 | Deed of Trust, Mortgage · VA Mortgage CMG MORTGAGE INC |
| Dec 19, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Dec 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD FUNDING CORP |
| Oct 24, 2019 | Deed of Trust, Mortgage · Conventional with PMI KWIK MTG |
| May 17, 2017 | Grant Deed, Transfer · Conventional with PMI UNITED WHOLESALE MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 18, 2024 · Amount on File |
| Deed Sale | Jun 18, 2024 · Amount on File |
| Prior Sale | May 17, 2017 · Amount on File |
| Deed Document Number | 202410047 |
| Deed Book / Page | 10317 / 1919 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUSSEX NJ |
| Recording Date | Sep 15, 2026 |
| Property Address | 515 E SHORE TRL, SPARTA, NJ 07871-1200 |
| Document Number | 0000017774 |
| Book / Page | 10481 / 1544 |
| Instrument Date | Sep 4, 2026 |
| Instrument | 202617774 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|---|
| Address | 515 E SHORE TRL, SPARTA, NJ 07871-1200 |
| Document Number | 0000017774, |
|---|---|
| Date | Sep 15, 2026 |
| Book Page | 10481/1544 |
| Instrument | 202617774 |
| Name | CMG MORTGAGE INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUSSEX NJ |
| Property Address | 515 E SHORE TRL, SPARTA, NJ 07871-1200 |
| Transaction Type | Mortgage |
| Record Updated | Jan 8, 2024 |
| Name | Verified Name |
|---|---|
| Address | 515 E SHORE TRL, SPARTA, NJ 07871-1200 |
| Document Number | 0102870496 |
|---|---|
| Date | Dec 19, 2023 |
| Book Page | 10287/496 |
| Instrument | 2023022507 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Dec 13, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUSSEX NJ |
| Property Address | 515 E SHORE TRL, SPARTA, NJ 07871-1200 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2022 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING |
| Name | Verified Name |
|---|
| Document Number | 0100730874 |
|---|---|
| Date | Dec 9, 2021 |
| Book Page | 10073/874 |
| Instrument | 20211209010381860 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Nov 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUSSEX NJ |
| Property Address | 515 E SHORE TRL, SPARTA, NJ 07871-1200 |
| Document Number | 0097630893 |
| Instrument Date | Oct 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 515 E SHORE TRL SPARTA NJ 078711200, SPARTA, NJ 07871-1200 |
| Document Number | 0097630893 |
|---|---|
| Date | Dec 11, 2019 |
| Book Page | 009763/000893 |
| Instrument | 247620 |
| Name | KWIK MTG |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 10, 2034 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SUSSEX NJ |
| Recording Date | May 17, 2017 |
| Property Address | 515 E SHORE TRL, SPARTA, NJ 07871-1200 |
| Document Number | 0034270895 |
| Book / Page | 003427 / 000895 |
| Instrument Date | Mar 13, 2017 |
| Instrument | 100780 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | TITLE RESOURCES GUARANTY COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $207.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 515 E SHORE TRL SPARTA NJ 078711200, SPARTA, NJ 07871-1200 |
| Document Number | 94960749 |
|---|---|
| Date | May 17, 2017 |
| Book Page | 009496/000749 |
| Instrument | 100790 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48083 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 16, 2047 |
The 2025 property tax bill for 515 E Shore Trl was $10,530, up 4.9% from the year before.
Source: Sussex County and Byram Township assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Sussex County |
| County Subdivision | Byram Township |
| Elementary School District | Byram Township School District (KG - 08) |
| Secondary School District | Lenape Valley Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $262,000 (-) Land $73,200 Building $188,800 | $262,000 (-) Land $73,200 Building $188,800 | |
| 2025 | $10,530.00 (+4.94%) | $262,000 Land $73,200 Building $188,800 | $262,000 Land $73,200 Building $188,800 |
| 2024 | $10,034.00 | ||
| 2023 | $262,000 Land $73,200 Building $188,800 | $262,000 Land $73,200 Building $188,800 | |
| 2022 | $9,589.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 515 E Shore Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 515 E Shore Trl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 81% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPARTA TWP WATER UTILITY - LAKE MOHAWK serves 17,625 people · EPA ID NJ1918004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Copper | 1.36 mg/L (2024) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jul 2023 Lead public education Jan 2021 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Planet Networks Fiber | 10,000 / 10,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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