Sussex County and Byram Township property record for 494 E Shore Trl, Sparta, NJ 07871
| Property Type | Single Family Home |
|---|---|
| Details | 1,102 sqft · built 1928 |
| Lot Size | 0.482 acres (20,996 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $475,000 (Nov 2023) |
| Tax Bill | $10,739 (2025) |
| Deeds & Mortgages | Nov 2023 Sale & Mortgage Nov 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-00307-0000-01920 |
| Primary APN | 04-00307-0000-01920 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,102 sqft Living Area |
| 1st Floor Area | 1,102 sqft |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Construction Type | Frame |
| Lot Area | 20,996 sqft (0.482 acres) |
| Street Address | 494 E SHORE TRL |
|---|---|
| City | SPARTA |
| State | NJ |
| Zip | 07871-1228 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5 |
| Legal Description | ADDITIONAL LOTS: 1921 & 1919 |
| Legal Subdivision | LAKE MOHAWK SEC 06 |
| Legal Block | 307 |
| Legal Lot Number | 1920 |
| Jurisdiction | SUSSEX NJ |
| Township / Civil Division | BYRAM |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 374400 |
494 E Shore Trl is owned and occupied by two individuals who bought it in November 2023.
Source: Sussex County and Byram Township records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 494 E SHORE TRL, SPARTA, NJ 07871-1228 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 21, 2023 | Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING |
| Nov 23, 2020 | Deed, Transfer · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 21, 2023 · Amount on File |
| Deed Sale | Nov 21, 2023 · Amount on File |
| Prior Sale | Nov 23, 2020 · Amount on File |
| Deed Document Number | 202320778 |
| Deed Book / Page | 10282 / 753 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUSSEX NJ |
| Recording Date | Nov 21, 2023 |
| Property Address | 494 E SHORE TRL, SPARTA, NJ 07871-1228 |
| Document Number | 0102820753 |
| Book / Page | 10282 / 753 |
| Instrument Date | Nov 6, 2023 |
| Instrument | 2023020778 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2023 |
| Title Company | RELIANT TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,935.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 84 SPARTA AVE, SPARTA, NJ 07871-6700 |
| Name | Verified Name |
|---|---|
| Address | 494 E SHORE TRL, SPARTA, NJ 07871-1228 |
| Document Number | 2023020779 |
|---|---|
| Date | Nov 21, 2023 |
| Instrument | 2023020779 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUSSEX NJ |
| Recording Date | Nov 23, 2020 |
| Property Address | 494 E SHORE TRL, SPARTA, NJ 07871-1228 |
| Document Number | 0035730256 |
| Book / Page | 3573 / 256 |
| Instrument Date | Aug 24, 2020 |
| Instrument | 20201123010251280 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2021 |
| Title Company | REAL SAFE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,102.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 494 E SHORE TRL, 494, SPARTA, NJ 07871-1228 |
| Name | Verified Name |
|---|---|
| Address | 494 E SHORE TRL, SPARTA, NJ 07871-1228 |
| Document Number | 20201123010251290 |
|---|---|
| Date | Nov 23, 2020 |
| Instrument | 20201123010251290 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Sep 1, 2050 |
The 2025 property tax bill for 494 E Shore Trl was $10,739, up 4.9% from the year before.
Source: Sussex County and Byram Township assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Sussex County |
| County Subdivision | Byram Township |
| Elementary School District | Byram Township School District (KG - 08) |
| Secondary School District | Lenape Valley Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $267,200 (-) Land $155,200 Building $112,000 | $267,200 (-) Land $155,200 Building $112,000 | |
| 2025 | $10,739.00 (+4.94%) | $267,200 Land $155,200 Building $112,000 | $267,200 Land $155,200 Building $112,000 |
| 2024 | $10,233.00 | ||
| 2023 | $267,200 (-) Land $155,200 Building $112,000 | $267,200 (-) Land $155,200 Building $112,000 | |
| 2022 | $9,779.00 (+1.56%) | $267,200 Land $155,200 Building $112,000 | $267,200 Land $155,200 Building $112,000 |
| 2021 | $9,629.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 494 E Shore Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 494 E Shore Trl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPARTA TWP WATER UTILITY - LAKE MOHAWK serves 17,625 people · EPA ID NJ1918004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Copper | 1.36 mg/L (2024) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jul 2023 Lead public education Jan 2021 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Planet Networks Fiber | 10,000 / 10,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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