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515 E Rock St, Harrisonburg, VA 22802 Property Records

Harrisonburg City property record for 515 E Rock St, Harrisonburg, VA 22802

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 840 sqft · built 1945
Lot Size0.174 acres (7,564 sqft)
OwnerIndividual Name on File
Last Sale$135,000 (Sep 2019)
Tax Bill$2,600 (2026)
Deeds & MortgagesNov 2020 Line of Credit
Sep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN033 Q 2

Property Details

APN / Parcel Number

Primary APN033 Q 2

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area840 sqft Living Area
Basement Area525 sqft
Unfinished Basement525 sqft
FlooringCombination, Other
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1978
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area7,564 sqft (0.174 acres)
Lot Dimensions137 ft deep x 56 ft wide
Garage TypeDetached
Garage Area1 sqft
DrivewayConcrete Driveway
Driveway Area1 sqft
PorchSlab
Porch Area153 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address515 E ROCK ST
CityHARRISONBURG
StateVA
Zip22802-4817
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRESIDENTIA
Legal DescriptionQUADRANT 1 SS E ROCK ST LOT 41 GARBER & GARBER ADD
Legal SubdivisionGARBER GARBER ADD
Legal Lot Number41
JurisdictionHARRISONBURG CITY VA
Township / Civil DivisionHARRISONBURG
Census Block Group2
Census Block2011
Census Tract101

Owner

515 E Rock St is owned and occupied by an individual who bought it in September 2019.

Source: Harrisonburg City records, as of October 16, 2026

Owner of RecordIndividual Name on File
Mailing Address515 E ROCK ST, HARRISONBURG, VA 22802-4817
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 25, 2020Deed of Trust, Mortgage · Line of Credit
PARK VIEW FCU
Sep 3, 2019Deed, Transfer · Conventional Mortgage
COGENT BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 3, 2019 · Amount on File
Deed SaleSep 3, 2019 · Amount on File
Prior SaleMar 30, 2012
Deed Document Number201921476
Deed Book / Page5155 / 413
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRISONBURG CITY VA
Property Address515 E ROCK ST, HARRISONBURG, VA 22802-4817
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number5334/384
DateNov 25, 2020
Book Page5334/384
Instrument2020-28400
Lender
NamePARK VIEW FCU
TypeCredit Union
AddressHARRISONBURG, VA 22802
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2019: Deed, Transfer

Document TypeDeed
JurisdictionHARRISONBURG CITY VA
Recording DateSep 3, 2019
Property Address515 E ROCK ST, HARRISONBURG, VA 22802-4817
Document Number005155/413
Book / Page5155 / 413
Map ReferenceMB 1479 PG 57
Instrument DateAug 5, 2019
Instrument2019-21476
Transaction TypeTransfer
Record UpdatedDec 14, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$135.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address515 E ROCK ST, HARRISONBURG, VA 22802-4817

Mortgage

Document Number005155/418
DateSep 3, 2019
Book Page5155/418
Instrument2019-21478
Lender
NameCOGENT BANK
TypeBank
AddressNASHVILLE, TN 37201
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 515 E Rock St was $2,600.

Source: Harrisonburg City assessment roll, as of October 16, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityHarrisonburg City
Unified School DistrictHarrisonburg City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,600.00$257,500 (+2.39%) Land $60,000 Building $197,500$257,500 (+2.39%) Land $60,000 Building $197,500
2025$251,500 Land $60,000 Building $191,500$251,500 Land $60,000 Building $191,500
2024$2,354.00
2023$211,200 Land $43,800 Building $167,400$211,200 Land $43,800 Building $167,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 515 E Rock St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 13, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 515 E Rock St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HARRISONBURG
serves 61,000 people · EPA ID VA2660345
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber		8,000 / 8,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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