470 E Rock St, Harrisonburg, VA 22802 Property Records

Harrisonburg City property record for 470 E Rock St, Harrisonburg, VA 22802

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,342 sqft · built 1950
Lot Size	0.239 acres (10,395 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Jun 2026)
Tax Bill	$2,735 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`033 M 8`

Property Details

APN / Parcel Number

Primary APN	`033 M 8`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,342 sqft Living Area
Basement Area	672 sqft
Unfinished Basement	672 sqft
Flooring	Combination, Other
Interior Walls	Plaster

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1978
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	10,395 sqft (0.239 acres)
Lot Dimensions	189 ft deep x 55 ft wide
Garage Type	Detached
Garage Area	1 sqft
Porch	Patio
Porch Area	372 sqft
Patio Area	1 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	470 E ROCK ST
City	HARRISONBURG
State	VA
Zip	22802-5923
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	QUADRANT 1 NW COR E ROCK & STERLING STS LOT 8 PAULS ADDITION
Legal Subdivision	PAULS ADDI
Legal Lot Number	8
Jurisdiction	HARRISONBURG CITY VA
Township / Civil Division	HARRISONBURG
Census Block Group	2
Census Block	2007
Census Tract	101

Owner

470 E Rock St is owned and occupied by an individual who bought it in June 2026.

Source: Harrisonburg City records, as of October 16, 2026

Owner of Record	Individual Name on File
Mailing Address	470 E ROCK ST, HARRISONBURG, VA 22802-5923
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2026 · Amount on File
Deed Sale	Jun 12, 2026 · Amount on File
Deed Document Number	202612771
Deed Book / Page	6060 / 344
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HARRISONBURG CITY VA
Recording Date	Jun 12, 2026
Property Address	470 E ROCK ST, HARRISONBURG, VA 22802-5923
Document Number	0000012771
Book / Page	6060 / 344
Instrument Date	Jun 4, 2026
Instrument	202612771
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	MEMBERS TITLE LLC, MEMBERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$24,745.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	470 E ROCK ST, HARRISONBURG, VA 22802-5923

Mortgage

Document Number	0000012772,
Date	Jun 12, 2026
Instrument	202612772

Lender

Name	FARMERS AND MERCHANTS BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 470 E Rock St was $2,735.

Source: Harrisonburg City assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Harrisonburg City
Unified School District	Harrisonburg City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,735.00	$270,800 (+2.77%) Land $58,000 Building $212,800	$270,800 (+2.77%) Land $58,000 Building $212,800
2025		$263,500 Land $58,000 Building $205,500	$263,500 Land $58,000 Building $205,500
2024	$2,483.00 (+12.2%)
2023	$2,213.00	$230,600 Land $43,800 Building $186,800	$230,600 Land $43,800 Building $186,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 470 E Rock St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 13, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 470 E Rock St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	R.R. DONNELLEY- RCPW serves 1,332 people · EPA ID VA2165668
Water Source	Purchased surface water from CITY OF HARRISONBURG
Last State Inspection	Mar 2025
Lead	10 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20