515 E Main St, Klemme, IA 50449 Property Records

Hancock County property record for 515 E Main St, Klemme, IA 50449

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,150 sqft · built 1950
Lot Size	0.248 acres (10,803 sqft)
Owner	Individual Name on Record
Tax Bill	$954 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`2703000140`

Property Details

APN / Parcel Number

Primary APN	`2703000140`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,150 sqft Living Area
1st Floor Area	1,150 sqft
Basement Area	974 sqft
Unfinished Basement	974 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,803 sqft (0.248 acres)
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Deck Area	65 sqft
Patio Area	100 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	515 E MAIN ST
City	KLEMME
State	IA
Zip	50449-9052
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KLEMME'S 1ST AUD SUB LOT 14
Legal Subdivision	KLEMME'S 1ST AUD SUBDIV SUBDIVISION
Legal Lot Number	14
Jurisdiction	HANCOCK IA
Township / Civil Division	ELL
Census Block Group	2
Census Block	2148
Census Tract	270200

Owner

Source: Hancock County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	515 E MAIN ST, KLEMME, IA 50449-9052
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK IA
Property Address	515 E MAIN ST, KLEMME, IA 50449-9052
Transaction Type	Mortgage
Record Updated	Dec 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000222003
Date	Oct 11, 2022
Instrument	22-2003

Lender

Name	CLEAR LAKE BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 15, 2032

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Hancock County
Municipality	Klemme City
Unified School District	Belmond-Klemme Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$954.00 (+13.57%) Homeowner's exemption	$85,000 (+17.47%) Land $9,820 Building $75,180	$85,000 (+17.47%) Land $9,820 Building $75,180
2024	$840.00 (+15.38%)
2023		$72,360 (+18.97%) Land $6,280 Building $66,080	$72,360 (+18.97%) Land $6,280 Building $66,080
2022	$728.00	$60,820 Land $6,280 Building $54,540
2021			$60,820 Land $6,280 Building $54,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KLEMME WATER WORKS serves 441 people · EPA ID IA4155035
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comm 1 Connects Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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