514 E Main St, Klemme, IA 50449 Property Records

Hancock County property record for 514 E Main St, Klemme, IA 50449

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,221 sqft · built 1930
Lot Size	0.222 acres (9,670 sqft)
Owner	2 Individual Names on Record
Last Sale	$27,500 (Apr 2023)
Tax Bill	$948 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2703000231`

Property Details

APN / Parcel Number

Primary APN	`2703000231`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,221 sqft Living Area
1st Floor Area	1,319 sqft
Basement Area	770 sqft
Finished Basement	400 sqft
Unfinished Basement	370 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,670 sqft (0.222 acres)
Garage Type	Detached
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	98 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	514 E MAIN ST
City	KLEMME
State	IA
Zip	50449-9052
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KLEMME'S 1ST AUD SUB LOT 22 & W 3' LOT 23
Legal Subdivision	KLEMME'S 1ST AUD SUBDIV SUBDIVISION
Legal Lot Number	22
Jurisdiction	HANCOCK IA
Township / Civil Division	ELL
Census Block Group	2
Census Block	2174
Census Tract	270200

Owner

Source: Hancock County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	522 E MAIN ST, KLEMME, IA 50449-9052
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2023	Deed of Trust, Mortgage · Line of Credit CLEAR LAKE BANK & TRUST CO
May 25, 2018	Deed of Trust, Mortgage CHERYL RHEAD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2023 · Amount on Record
Deed Sale	Apr 6, 2023 · Amount on Record
Deed Document Number	2023650
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK IA
Property Address	514 E MAIN ST, KLEMME, IA 50449-9052
Transaction Type	Mortgage
Record Updated	May 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000230651
Date	Apr 6, 2023
Instrument	23-0651

Lender

Name	CLEAR LAKE BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jul 1, 2028

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK IA
Property Address	514 E MAIN ST, KLEMME, IA 50449-9052
Transaction Type	Mortgage
Record Updated	Jun 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00000180945
Date	May 25, 2018
Instrument	0000018-0945

Lender

Name	CHERYL RHEAD

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Hancock County
Municipality	Klemme City
Unified School District	Belmond-Klemme Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$948.00 (+11.27%)	$73,660 (+16.9%) Land $8,800 Building $64,860	$73,660 (+16.9%) Land $8,800 Building $64,860
2024	$852.00 (-18.62%)
2023		$63,010 (+28.78%) Land $5,630 Building $57,380	$63,010 (+28.78%) Land $5,630 Building $57,380
2022	$1,047.00	$48,930 Land $5,630 Building $43,300
2021			$48,930 Land $5,630 Building $43,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KLEMME WATER WORKS serves 441 people · EPA ID IA4155035
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comm 1 Connects Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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