515 E Bay St, Wauchula, FL 33873 Property Records

Hardee County property record for 515 E Bay St, Wauchula, FL 33873 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,524 sqft · built 1950
Lot Size0.32 acres (13,939 sqft)
Owner2 Individual Names on File
Last Sale$125,000 (Mar 2018)
Tax Bill$618 (2025)
Deeds & MortgagesApr 2026 Mortgage
Nov 2023 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN0334-25-0200-00031-0012

Property Details

APN / Parcel Number

Primary APN0334-25-0200-00031-0012

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,524 sqft Living Area
Gross Area2,893 sqft
1st Floor Area1,524 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleBungalow
Exterior MaterialAsbestos
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area13,939 sqft (0.32 acres)
Lot Dimensions155 ft deep x 90 ft wide
Garage TypeCarport
Garage Area288 sqft
CarportCarport
Carport Area288 sqft
DrivewayDriveway
Driveway Area1,081 sqft

Exterior Amenities

PorchSlab
Porch Area417 sqft
Shed1 Shed
Shed Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address515 E BAY ST
CityWAUCHULA
StateFL
Zip33873-2930
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEG AT THE MONUMENT AT SE COR OF BLK 31 THEN RUN IN A W/LY DIR // WITH BAY ST 155 FT THEN N/LY 90 FT // WITH 1ST AVE THEN IN AN E/LY DIR // WITH BAY ST 155 FT THEN IN A S/LY DIR // WITH 1ST AVE TO POB BLK 31 WAUCHULA ORS PMR4/95 DC-486P427 PRO-95-036
Legal Range25E
Legal Township34S
Legal Section03
Legal SubdivisionWAUCHULA
Legal Block31
Legal Lot Number12
JurisdictionHARDEE FL
Township / Civil DivisionWAUCHULA
Census Block Group1
Census Block1017
Census Tract970401

Owner

Source: Hardee County records · APN 0334-25-0200-00031-0012

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address515 E BAY ST, WAUCHULA, FL 33873-2930
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2026Deed of Trust, Mortgage · VA Mortgage
NEST HOME LENDING LLC
Nov 22, 2023Deed of Trust, Mortgage · VA Mortgage
PLANET HOME LENDING LLC
Apr 07, 2021Deed of Trust, Mortgage · USDA Mortgage
COLTEN MORTGAGE
Mar 29, 2018Warranty Deed, Transfer
MORTGAGE FIRM

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 29, 2018 · Amount on Record
Deed SaleMar 29, 2018 · Amount on Record
Deed Document Number20181900
Prior Transfer DateNov 10, 2009
Prior Transfer Doc0000008003
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARDEE FL
Recording DateApr 22, 2026
Property Address515 E BAY ST, WAUCHULA, FL 33873-2930
Document Number0000002177
Instrument DateApr 03, 2026
Instrument20262177
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety, 298
Address515 E BAY ST, WAUCHULA, FL 33873-2930
InvestorPossibly a Property Investor

Mortgage

Document Number0000002177,
DateApr 22, 2026
Instrument20262177
Lender
NameNEST HOME LENDING LLC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate6%
Max Rate-1%

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARDEE FL
Property Address515 E BAY ST, WAUCHULA, FL 33873-2930
Transaction TypeMortgage
Record UpdatedDec 19, 2023
Title CompanySOURCEPOINT TITLE SVCS, SOURCEPOINT INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address515 E BAY ST, WAUCHULA, FL 33873-2930

Mortgage

Document Number0025006661
DateNov 22, 2023
Instrument202325006661
Lender
NamePLANET HOME LENDING LLC
TypeMortgage Company
AddressMERIDEN, CT 06450
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2053

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARDEE FL
Property Address515 E BAY ST, WAUCHULA, FL 33873-2930
Transaction TypeMortgage
Record UpdatedMay 17, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address515 E BAY ST, WAUCHULA, FL 33873-2930

Mortgage

Document Number202125002014
DateApr 07, 2021
Instrument202125002014
Lender
NameCOLTEN MORTGAGE
TypeMortgage Company
AddressENGLEWOOD, CO 80111
Agreement
TypeUSDA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARDEE FL
Recording DateMar 29, 2018
Property Address515 E BAY ST, WAUCHULA, FL 33873-2930
Document Number0025001900
Instrument DateMar 27, 2018
Instrument25001900
Transaction TypeTransfer
Record UpdatedApr 16, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$875.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1112 STATE ROAD 62 BOWLING GREEN FL 338343053, BOWLING GREEN, FL 33834-3053

Mortgage

Document Number25001901
DateMar 29, 2018
Instrument25001901
Lender
NameMORTGAGE FIRM
TypeMortgage Company
AddressALTAMONTE SPRINGS, FL 32714
Agreement
AmountAmount Recorded
Term360 Months
DueMar 28, 2048

Tax Assessment & Valuation

Source: Hardee County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHardee County
MunicipalityWauchula City
Unified School DistrictHardee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$618.00 (+6.19%) Homeowner's exemption Veteran's exemption$50,287 (+2.9%)$255,734 (+4.22%) Land $17,786 Building $237,948
2024$582.00 (+6.79%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$48,870 (+3%)$245,370 (+9.31%) Land $17,786 Building $227,584
2023$545.00 (+5.83%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$47,447 (+3%)$224,465 (+18.82%) Land $17,786 Building $206,679
2022$515.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$46,065$188,905 Land $17,786 Building $171,119

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hardee County (12049C), updated May 26, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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