Hardee County property record for 515 E Bay St, Wauchula, FL 33873 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,524 sqft · built 1950 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $125,000 (Mar 2018) |
| Tax Bill | $618 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Nov 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0334-25-0200-00031-0012 |
| Primary APN | 0334-25-0200-00031-0012 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,524 sqft Living Area |
| Gross Area | 2,893 sqft |
| 1st Floor Area | 1,524 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Bungalow |
| Exterior Material | Asbestos |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 13,939 sqft (0.32 acres) |
| Lot Dimensions | 155 ft deep x 90 ft wide |
| Garage Type | Carport |
| Garage Area | 288 sqft |
| Carport | Carport |
| Carport Area | 288 sqft |
| Driveway | Driveway |
| Driveway Area | 1,081 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 417 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 515 E BAY ST |
|---|---|
| City | WAUCHULA |
| State | FL |
| Zip | 33873-2930 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG AT THE MONUMENT AT SE COR OF BLK 31 THEN RUN IN A W/LY DIR // WITH BAY ST 155 FT THEN N/LY 90 FT // WITH 1ST AVE THEN IN AN E/LY DIR // WITH BAY ST 155 FT THEN IN A S/LY DIR // WITH 1ST AVE TO POB BLK 31 WAUCHULA ORS PMR4/95 DC-486P427 PRO-95-036 |
| Legal Range | 25E |
| Legal Township | 34S |
| Legal Section | 03 |
| Legal Subdivision | WAUCHULA |
| Legal Block | 31 |
| Legal Lot Number | 12 |
| Jurisdiction | HARDEE FL |
| Township / Civil Division | WAUCHULA |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 970401 |
Source: Hardee County records · APN 0334-25-0200-00031-0012
Assessment roll updated November 26, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 515 E BAY ST, WAUCHULA, FL 33873-2930 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 22, 2026 | Deed of Trust, Mortgage · VA Mortgage NEST HOME LENDING LLC |
| Nov 22, 2023 | Deed of Trust, Mortgage · VA Mortgage PLANET HOME LENDING LLC |
| Apr 07, 2021 | Deed of Trust, Mortgage · USDA Mortgage COLTEN MORTGAGE |
| Mar 29, 2018 | Warranty Deed, Transfer MORTGAGE FIRM |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 29, 2018 · Amount on Record |
| Deed Sale | Mar 29, 2018 · Amount on Record |
| Deed Document Number | 20181900 |
| Prior Transfer Date | Nov 10, 2009 |
| Prior Transfer Doc | 0000008003 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDEE FL |
| Recording Date | Apr 22, 2026 |
| Property Address | 515 E BAY ST, WAUCHULA, FL 33873-2930 |
| Document Number | 0000002177 |
| Instrument Date | Apr 03, 2026 |
| Instrument | 20262177 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 515 E BAY ST, WAUCHULA, FL 33873-2930 |
| Investor | Possibly a Property Investor |
| Document Number | 0000002177, |
|---|---|
| Date | Apr 22, 2026 |
| Instrument | 20262177 |
| Name | NEST HOME LENDING LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDEE FL |
| Property Address | 515 E BAY ST, WAUCHULA, FL 33873-2930 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2023 |
| Title Company | SOURCEPOINT TITLE SVCS, SOURCEPOINT INC |
| Name | Verified Name |
|---|---|
| Address | 515 E BAY ST, WAUCHULA, FL 33873-2930 |
| Document Number | 0025006661 |
|---|---|
| Date | Nov 22, 2023 |
| Instrument | 202325006661 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MERIDEN, CT 06450 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDEE FL |
| Property Address | 515 E BAY ST, WAUCHULA, FL 33873-2930 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2021 |
| Name | Verified Name |
|---|---|
| Address | 515 E BAY ST, WAUCHULA, FL 33873-2930 |
| Document Number | 202125002014 |
|---|---|
| Date | Apr 07, 2021 |
| Instrument | 202125002014 |
| Name | COLTEN MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | ENGLEWOOD, CO 80111 |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARDEE FL |
| Recording Date | Mar 29, 2018 |
| Property Address | 515 E BAY ST, WAUCHULA, FL 33873-2930 |
| Document Number | 0025001900 |
| Instrument Date | Mar 27, 2018 |
| Instrument | 25001900 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $875.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1112 STATE ROAD 62 BOWLING GREEN FL 338343053, BOWLING GREEN, FL 33834-3053 |
| Document Number | 25001901 |
|---|---|
| Date | Mar 29, 2018 |
| Instrument | 25001901 |
| Name | MORTGAGE FIRM |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 28, 2048 |
Source: Hardee County records · Assessment roll updated November 26, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hardee County |
| Municipality | Wauchula City |
| Unified School District | Hardee County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $618.00 (+6.19%) Homeowner's exemption Veteran's exemption | $50,287 (+2.9%) | $255,734 (+4.22%) Land $17,786 Building $237,948 |
| 2024 | $582.00 (+6.79%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $48,870 (+3%) | $245,370 (+9.31%) Land $17,786 Building $227,584 |
| 2023 | $545.00 (+5.83%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $47,447 (+3%) | $224,465 (+18.82%) Land $17,786 Building $206,679 |
| 2022 | $515.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $46,065 | $188,905 Land $17,786 Building $171,119 |
Source: FEMA National Flood Hazard Layer, Hardee County (12049C), updated May 26, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures