409 E Bay St, Wauchula, FL 33873 Property Records

Hardee County property record for 409 E Bay St, Wauchula, FL 33873 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,506 sqft · built 1958
Lot Size	0.941 acres (40,990 sqft)
Owner	Individual Name on File
Last Sale	$226,000 (Apr 2023)
Tax Bill	$4,124 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-34-25-0200-00032-0001`

Property Details

APN / Parcel Number

Primary APN	`03-34-25-0200-00032-0001`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,506 sqft Heated Area
Gross Area	1,956 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1958
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	40,990 sqft (0.941 acres)
Lot Dimensions	205 ft deep x 200 ft wide
Garage Type	Carport
Carport	Carport
Driveway	Driveway
Driveway Area	660 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	90 sqft
Utility Building	192 sqft
Pole Barn	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	409 E BAY ST
City	WAUCHULA
State	FL
Zip	33873-2928
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 200 FT OF S1/2 BLK 32 OF WAUCHULA RR SURVEY 426P623 473P464 202225004192 202325002052/CM-AFF/DC-RN/2053
Legal Range	25E
Legal Township	34S
Legal Section	03
Legal Subdivision	CITY/WAUCHULA
Legal Block	32
Jurisdiction	HARDEE FL
Township / Civil Division	WAUCHULA
Census Block Group	1
Census Block	1016
Census Tract	970401

Owner

Source: Hardee County records · APN 03-34-25-0200-00032-0001

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	409 E BAY ST, WAUCHULA, FL 33873-2928
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 04, 2023 · Amount on Record
Deed Sale	Apr 04, 2023 · Amount on Record
Deed Document Number	202325002053
Record Updated	Jun 08, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDEE FL
Recording Date	Apr 04, 2023
Property Address	409 E BAY ST, WAUCHULA, FL 33873-2928
Document Number	0025002053
Map Reference	MB 1 PG 1-29B
Instrument Date	Apr 03, 2023
Instrument	202325002053
Transaction Type	Transfer
Record Updated	May 04, 2023
Title Company	WAUCHULA ABSTRACT AND TITLE COMPANY, WAUCHULA ABSTRACT & TTL CO I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,582.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	409 E BAY ST, WAUCHULA, FL 33873-2928

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 E BAY ST, WAUCHULA, FL 33873-2928

Mortgage

Document Number	0025002054
Date	Apr 04, 2023
Instrument	202325002054

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2053

Tax Assessment & Valuation

Source: Hardee County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hardee County
Municipality	Wauchula City
Unified School District	Hardee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,124.00 (+3.7%) Homeowner's exemption	$247,032 (+2.9%)	$267,434 (+11.4%) Land $30,750 Building $236,684
2024	$3,977.00 (+264.86%) Homeowner's exemption	$240,070 (+171.69%) Land $30,750 Building $209,320	$240,070 (+5.67%) Land $30,750 Building $209,320
2023	$1,090.00 (+3.81%) Homeowner's exemption	$88,361 (+3%)	$227,198 (+24.22%) Land $30,750 Building $196,448
2022	$1,050.00 Homeowner's exemption	$85,787	$182,898 Land $30,750 Building $152,148

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hardee County (12049C), updated May 26, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.