Black Hawk County property record for 515 Dundee Ave, Waterloo, IA 50701
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 775 sqft · built 1954 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $85,000 (Nov 2015) |
| Tax Bill | $2,152 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Nov 2015 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-22-302-019 |
| Primary APN | 8913-22-302-019 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 775 sqft Living Area |
| 1st Floor Area | 775 sqft |
| Basement Area | 775 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Exterior Material | Aluminum Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 125 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 52 sqft |
| Deck Area | 84 sqft |
| Patio Area | 84 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 515 DUNDEE AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-2102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FIRST ADDITION TO GALLOWAY LOT 75 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 22 |
| Legal Subdivision | FIRST ADDITION TO GALLOWAY |
| Legal Lot Number | 75 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 400 |
515 Dundee Ave is owned and occupied by an individual who bought it in November 2015.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 515 DUNDEE AVE, WATERLOO, IA 50701-2102 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 6, 2026 | Deed of Trust, Mortgage · Line of Credit VERIDIAN CU |
| Nov 19, 2015 | Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 19, 2015 · Amount on File |
| Deed Sale | Nov 19, 2015 · Amount on File |
| Prior Sale | Jul 29, 2008 · Amount on File |
| Deed Document Number | 20152016-00009450 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 515 DUNDEE AVE, WATERLOO, IA 50701-2102 |
| Transaction Type | Mortgage |
| Record Updated | Jun 5, 2026 |
| Name | Verified Name |
|---|---|
| Address | 515 DUNDEE AVE, WATERLOO, IA 50701-2102 |
| Document Number | 0202602919 |
|---|---|
| Date | Mar 6, 2026 |
| Instrument | 2026-02919 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | PO BOX 6000, WATERLOO, IA 50704 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Mar 5, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 515 DUNDEE AVE, WATERLOO, IA 50701-2102 |
| Transaction Type | Mortgage |
| Record Updated | Jun 5, 2026 |
| Name | Verified Name |
|---|
| Document Number | 201600009451 |
|---|---|
| Date | Nov 19, 2015 |
| Instrument | 2016-00009451 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2045 |
The 2025 property tax bill for 515 Dundee Ave was $2,152 with a homeowner's exemption, up 16.1% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,152.00 (+16.07%) Homeowner's exemption | $116,300 Land $12,610 Building $103,690 | $116,300 Land $12,610 Building $103,690 |
| 2024 | $1,854.00 | ||
| 2023 | $95,730 (+27.11%) Land $12,610 Building $83,120 | $95,730 Land $12,610 Building $83,120 | |
| 2022 | $1,460.00 Homeowner's exemption | $75,310 Land $12,610 Building $62,700 | |
| 2021 | $75,310 Land $12,610 Building $62,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 515 Dundee Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 515 Dundee Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Nextlink Fixed Wireless | 100 / 20 |
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