502 Dundee Ave, Waterloo, IA 50701 Property Records

Black Hawk County property record for 502 Dundee Ave, Waterloo, IA 50701

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 738 sqft · built 1965
Lot Size0.149 acres (6,480 sqft)
OwnerIndividual Name on File
Tax Bill$1,974 (2025)
Deeds & MortgagesJun 2021 Second Mortgage
Apr 2017 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN8913-22-301-002

Property Details

APN / Parcel Number

Primary APN8913-22-301-002

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area738 sqft Living Area
1st Floor Area738 sqft
Basement Area738 sqft
Finished Basement300 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Exterior MaterialComposition/Composite
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,480 sqft (0.149 acres)
Lot Dimensions120 ft deep x 54 ft wide
Garage TypeDetached
Garage Area308 sqft
Parking Spaces1 Parking Space
Deck Area142 sqft
Patio Area298 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address502 DUNDEE AVE
CityWATERLOO
StateIA
Zip50701-2103
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFIRST ADDITION TO GALLOWAY LOT 71
Legal Range13W
Legal Township89N
Legal Section22
Legal SubdivisionFIRST ADDITION TO GALLOWAY
Legal Lot Number71
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2007
Census Tract400

Owner

502 Dundee Ave is owned and occupied by an individual.

Source: Black Hawk County records, as of September 1, 2026

Owner of RecordIndividual Name on File
Mailing Address502 DUNDEE AVE, WATERLOO, IA 50701-2103
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
VERIDIAN CU
Apr 4, 2017Deed of Trust, Mortgage · Line of Credit
VERIDIAN CU
Jul 2, 2018Deed of Trust, Mortgage · Line of Credit
VERIDIAN CREDIT UNION

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address502 DUNDEE AVE, WATERLOO, IA 50701-2103
Transaction TypeMortgage
Record UpdatedJul 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address502 DUNDEE AVE, WATERLOO, IA 50701-2103

Mortgage

Document Number202100027086
DateJun 22, 2021
Instrument202100027086
Lender
NameVERIDIAN CU
TypeCredit Union
AddressWATERLOO, IA 50704
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term121 Months
DueJul 5, 2031

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address502 DUNDEE AVE, WATERLOO, IA 50701-2103
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyBLACK HAWK COUNTY ABSTRACT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201700017095
DateApr 4, 2017
Instrument2017-00017095
Lender
NameVERIDIAN CU
TypeCredit Union
AddressWATERLOO, IA 50704
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueApr 3, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address502 DUNDEE AVE, WATERLOO, IA 50701-2103
Transaction TypeMortgage
Record UpdatedJul 25, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201900000029
DateJul 2, 2018
Instrument201900000029
Lender
NameVERIDIAN CREDIT UNION
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount on Record
Term294 Months
DueJan 1, 2043

Tax Assessment & Valuation

The 2025 property tax bill for 502 Dundee Ave was $1,974 with a homeowner's exemption, up 19.6% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,974.00 (+19.64%) Homeowner's exemption$131,240 Land $16,670 Building $114,570$131,240 Land $16,670 Building $114,570
2024$1,650.00
2023$108,410 (+27.89%) Land $16,670 Building $91,740$108,410 Land $16,670 Building $91,740
2022$1,592.00 Homeowner's exemption$84,770 Land $16,670 Building $68,100
2021$84,770 Land $16,670 Building $68,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 502 Dundee Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 502 Dundee Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
Nextlink
Fixed Wireless
100 / 20

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