515 Davis Rd, Shelby, NC 28152 Property Records

Cleveland County property record for 515 Davis Rd, Shelby, NC 28152

Property Summary

Property Type	Single Family Home
Details	1,268 sqft · built 1995
Lot Size	0.774 acres (33,715 sqft)
Owner	Individual Name on File
Last Sale	$156,000 (Aug 2019)
Tax Bill	$1,471 (2026)
Deeds & Mortgages	Aug 2019 Sale & Mortgage Nov 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`48303`

Property Details

APN / Parcel Number

Primary APN	`48303`
Alternative APN	`1325599`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,268 sqft Finished Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2007
Exterior Material	Brick
Foundation Type	Footing
Lot Area	33,715 sqft (0.774 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	58 sqft
Deck Area	192 sqft
Storage Building	100 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1325599
Street Address	515 DAVIS RD
City	SHELBY
State	NC
Zip	28152-0720
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA1
Legal Description	#3 PB1910 CHEROKEE TRACE
Legal Subdivision	CHEROKEE TRACE
Legal Block	1
Legal Lot Number	45
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2031
Census Tract	951602

Owner

515 Davis Rd is owned and occupied by an individual who bought it in August 2019.

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	515 DAVIS RD, SHELBY, NC 28152-0720
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2019	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Nov 16, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2019 · Amount on File
Deed Sale	Aug 26, 2019 · Amount on File
Prior Sale	Nov 16, 2017 · Amount on File
Deed Document Number	2019200029788
Deed Book / Page	1797 / 1304
Record Updated	Oct 29, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Aug 26, 2019
Property Address	515 DAVIS RD, SHELBY, NC 28152-0720
Document Number	0017971304
Book / Page	1797 / 1304
Map Reference	MB 19 PG 10
Instrument Date	Aug 26, 2019
Instrument	200029788
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$312.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	515 DAVIS RD, 515, SHELBY, NC 28152-0720

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 DAVIS RD, SHELBY, NC 28152-0720

Mortgage

Document Number	200029789
Date	Aug 26, 2019
Instrument	200029789

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Nov 16, 2017
Property Address	515 DAVIS RD, SHELBY, NC 28152-0720
Document Number	0017550737
Book / Page	001755 / 000737
Instrument Date	Nov 7, 2017
Instrument	200007128
Transaction Type	Transfer
Record Updated	Dec 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$246.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 DAVIS RD SHELBY NC 281520720, SHELBY, NC 28152-0720

Tax Assessment & Valuation

The 2026 property tax bill for 515 Davis Rd was $1,471, up 5.2% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,471.00 (+5.22%)	$220,275 (-) Land $16,660 Building $203,615	$220,275 (-) Land $16,660 Building $203,615
2025	$1,398.00	$220,275 Land $16,660 Building $203,615	$220,275 Land $16,660 Building $203,615
2023		$143,192 Land $12,852 Building $130,340	$143,192 Land $12,852 Building $130,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 515 Davis Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 515 Davis Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: T-Mobile.

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