Cleveland County property record for 505 Davis Rd, Shelby, NC 28152
| Property Type | Single Family Home |
|---|---|
| Details | 1,436 sqft · built 1995 |
| Lot Size | 0.95 acres (41,382 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,536 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48307 |
| Primary APN | 48307 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,436 sqft Finished Area |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Material | Metal |
| Lot Area | 41,382 sqft (0.95 acres) |
| Garage Type | Mixed |
| Garage Area | 1,200 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 80 sqft |
| Deck Area | 160 sqft |
| Storage Building | 56 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1201128 |
|---|---|
| Street Address | 505 DAVIS RD |
| City | SHELBY |
| State | NC |
| Zip | 28152-0720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AA1 |
| Legal Description | #7 PB1920 CHEROKEE TRACE |
| Legal Subdivision | CHEROKEE TRACE |
| Legal Block | 1 |
| Legal Lot Number | 49 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 951602 |
505 Davis Rd is owned and occupied by two individuals.
Source: Cleveland County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 505 DAVIS RD, SHELBY, NC 28152-0720 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 505 DAVIS RD, SHELBY, NC 28152-0720 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2021 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC |
| Name | Verified Name |
|---|
| Document Number | 0018371000 |
|---|---|
| Date | Mar 31, 2021 |
| Book Page | 1837/1000 |
| Instrument | 200053099 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Mar 1, 2036 |
The 2026 property tax bill for 505 Davis Rd was $1,536, up 4.9% from the year before.
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,536.00 (+4.92%) | $230,572 (-) Land $17,290 Building $213,282 | $230,572 (-) Land $17,290 Building $213,282 |
| 2025 | $1,464.00 | $230,572 Land $17,290 Building $213,282 | $230,572 Land $17,290 Building $213,282 |
| 2023 | $149,305 Land $13,338 Building $135,967 | $149,305 Land $13,338 Building $135,967 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 505 Davis Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 505 Davis Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL in parts of the area | 100 / 20 |
May also be available: T-Mobile.
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