515 Cottage Loop, Pendergrass, GA 30567 Property Records

Jackson County property record for 515 Cottage Loop, Pendergrass, GA 30567 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	3.5 Baths
Year Built	Built 2016
Square Footage	2,921 sqft Heated Area
Lot Size	14,375 sqft (0.33 acres)
Garage	Attached, 400 sqft
Occupancy	Owner Occupied
Last Sale	$434,900 (2025)
Tax Bill	$5,929.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`102C 115`
Alternative APN	`32642`

Interior

Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Building Area	2,921 sqft Heated Area
1st Floor	1,740 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Hardwood Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Fiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Construction Type	Brick Construction
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	14,375 sqft (0.33 acres)
Garage Type	Attached Garage
Garage Area	400 sqft Garage
Porch Area	318 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	32642
Street Address	515 COTTAGE LOOP
City	PENDERGRASS
State	GA
Zip	30567-4658
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 115 BROOKS VILLAGE
Legal Subdivision	BROOKS VILLAGE
Legal Lot Number	115
Jurisdiction	JACKSON GA
Minor Civil Division	WEST JACKSON
Census Blockgroup	1
Census Block	1036
Census Tract	10104

Owner

Source: Jackson County records · APN 102C 115

Assessment roll updated February 23, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	515 COTTAGE LOOP, PENDERGRASS, GA 30567-4658
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Mar 07, 2025	Limited Warranty Deed, Transfer · Conventional Mortgage STANDARD MORTGAGE
Jan 24, 2018	Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage PARAMOUNT MORTGAGE
May 15, 2020	Grant Deed, Transfer · Veterans Administration Mortgage NAVY FCU
Nov 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIGURE LNDG LLC
Feb 28, 2017	Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage HOMESTAR FINANCIAL

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 07, 2025 · Amount on Record
Deed Sale	Mar 07, 2025 · Amount on Record
Prior Sale	May 11, 2020 · Amount on Record
Deed Book / Page	114O / 286
Prior Transfer Date	Jan 03, 2018
Prior Transfer Doc	00079N0617
Record Refreshed	Jun 08, 2026

March 2025: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Mar 07, 2025
Property Address	515 COTTAGE LOOP, PENDERGRASS, GA 30567-4658
Document Number	00114O0286
Book / Page	114O / 286
Instrument Date	Mar 03, 2025
Transaction Type	Transfer
Record Updated	Feb 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4.35
Amount Accuracy	From Affidavit or Verified
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 COTTAGE LOOP, PENDERGRASS, GA 30567-4658
Investor	Possibly a Property Investor

Mortgage

Document Number	000114O289
Date	Mar 07, 2025
Instrument	114O/289

Lender

Name	STANDARD MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 01, 2055

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	515 COTTAGE LOOP, PENDERGRASS, GA 30567-4658
Transaction Type	Mortgage
Record Updated	Aug 04, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00079N0619
Date	Jan 24, 2018
Book Page	79N/619

Lender

Name	PARAMOUNT MORTGAGE
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2048

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	May 15, 2020
Property Address	515 COTTAGE LOOP, PENDERGRASS, GA 30567-4658
Document Number	00089L0136
Book / Page	00089L / 000136
Instrument Date	May 11, 2020
Transaction Type	Transfer
Record Updated	Jun 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	515 COTTAGE LOOP PENDERGRASS GA 305674658, PENDERGRASS, GA 30567-4658

Mortgage

Document Number	89L0138
Date	May 15, 2020
Book Page	00089L/000138

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 14, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	515 COTTAGE LOOP, PENDERGRASS, GA 30567-4658
Document Number	00086X0007
Instrument Date	Nov 11, 2019
Transaction Type	Mortgage
Record Updated	Nov 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 COTTAGE LOOP PENDERGRASS GA 305674658, PENDERGRASS, GA 30567-4658

Mortgage

Document Number	00086X0007
Date	Nov 14, 2019
Book Page	00086X/000007

Lender

Name	FIGURE LNDG LLC
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 13, 2024

February 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Feb 28, 2017
Property Address	515 COTTAGE LOOP, PENDERGRASS, GA 30567-4658
Document Number	00076H0424
Book / Page	76H / 424
Instrument Date	Feb 28, 2017
Instrument	2017-000931
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 04, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 COTTAGE LOOP, PENDERGRASS, GA 30567-4658

Mortgage

Document Number	00076H0426
Date	Mar 09, 2017
Book Page	76H/426

Lender

Name	HOMESTAR FINANCIAL
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2047

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated February 23, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Municipality	Pendergrass Town
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,929.00 (-0.89%)	$198,480 (-) Land $24,600 Building $173,880	$496,200 (-) Land $61,500 Building $434,700
2024	$5,982.00 (+14.2%)	$198,480 (+11.93%) Land $24,600 Building $173,880	$496,200 (+11.93%) Land $61,500 Building $434,700
2023	$5,238.00 (+11.83%)	$177,320 (+21.55%) Land $24,600 Building $152,720	$443,300 (+21.55%) Land $61,500 Building $381,800
2022	$4,684.00	$145,880 Land $24,600 Building $121,280	$364,700 Land $61,500 Building $303,200

Flood & Wildfire

515 Cottage Loop is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Jackson County (13157C), updated March 14, 2018

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 6th in Georgia
Wildfire Likelihood	Low — about 1 in 4,545 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

515 Cottage Loop, Pendergrass, GA 30567 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2025: Limited Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2020: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2017: Warranty Deed, Subdivision Related Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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