Jackson County property record for 514 Cottage Loop, Pendergrass, GA 30567 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3 Baths |
| Year Built | Built 2014 |
| Square Footage | 2,158 sqft Heated Area |
| Lot Size | 13,504 sqft (0.31 acres) |
| Garage | Attached, 462 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $215,000 (2018) |
| Tax Bill | $4,564.00 (2025) |
| Primary APN | 102C 093 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Building Area | 2,158 sqft Heated Area |
| 1st Floor | 2,158 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Hardwood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Fiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 13,504 sqft (0.31 acres) |
| Garage Type | Attached Garage |
| Garage Area | 462 sqft Garage |
| Porch Area | 267 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 32620 |
|---|---|
| Street Address | 514 COTTAGE LOOP |
| City | PENDERGRASS |
| State | GA |
| Zip | 30567-4659 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 93 BROOKS VILLAGE |
| Legal Subdivision | BROOKS VILLAGE |
| Legal Lot Number | 93 |
| Jurisdiction | JACKSON GA |
| Minor Civil Division | WEST JACKSON |
| Census Blockgroup | 1 |
| Census Block | 1036 |
| Census Tract | 10104 |
Source: Jackson County records · APN 102C 093
Assessment roll updated February 23, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 514 COTTAGE LOOP, PENDERGRASS, GA 30567-4659 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 01, 2026 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Jul 11, 2023 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING |
| Sep 27, 2021 | Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK |
| Jan 07, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage QUICKEN LNS |
| Jan 07, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage QUICKEN LNS |
| Feb 28, 2018 | Grant Deed, Transfer · Conventional Mortgage REGIONS MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 26, 2018 · Amount on Record |
| Deed Sale | Feb 26, 2018 · Amount on Record |
| Prior Sale | Jul 21, 2014 · Amount on Record |
| Deed Doc Number | 2018567 |
| Deed Book / Page | 79W / 99 |
| Last Transfer Date | Sep 27, 2021 |
| Transfer Doc | 00098Q0212 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON GA |
| Recording Date | Apr 01, 2026 |
| Property Address | 514 COTTAGE LOOP, PENDERGRASS, GA 30567-4659 |
| Document Number | 00119M0000000610 |
| Book / Page | 119M / 610 |
| Instrument Date | Mar 20, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 650 S TRYON ST, CHARLOTTE, NC 28202-3271 |
| Document Number | 0119000610, |
|---|---|
| Date | Apr 01, 2026 |
| Book Page | 119M/610 |
| Name | FIGURE LENDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2056 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON GA |
| Property Address | 514 COTTAGE LOOP, PENDERGRASS, GA 30567-4659 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 514 COTTAGE LOOP, PENDERGRASS, GA 30567-4659 |
| Document Number | 00107F0000000560 |
|---|---|
| Date | Jul 11, 2023 |
| Book Page | 000000107F/0000000560 |
| Name | FIGURE LENDING |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 01, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON GA |
| Recording Date | Sep 27, 2021 |
| Property Address | 514 COTTAGE LOOP, PENDERGRASS, GA 30567-4659 |
| Document Number | 00098Q0212 |
| Book / Page | 98Q / 212 |
| Instrument Date | Sep 27, 2021 |
| Instrument | 2021-004995 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 514 COTTAGE LOOP, PENDERGRASS, GA 30567-4659 |
| Document Number | 000098Q214 |
|---|---|
| Date | Sep 27, 2021 |
| Instrument | 98Q/214 |
| Name | REGIONS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON GA |
| Property Address | 514 COTTAGE LOOP, PENDERGRASS, GA 30567-4659 |
| Document Number | 00093O0654 |
| Instrument Date | Jan 07, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 01, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 514 COTTAGE LOOP PENDERGRASS GA 305674659, PENDERGRASS, GA 30567-4659 |
| Document Number | 00093O0654 |
|---|---|
| Date | Jan 13, 2021 |
| Book Page | 00093O/000654 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 12, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON GA |
| Property Address | 514 COTTAGE LOOP, PENDERGRASS, GA 30567-4659 |
| Document Number | 00087Q0770 |
| Instrument Date | Jan 07, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 514 COTTAGE LOOP PENDERGRASS GA 305674659, PENDERGRASS, GA 30567-4659 |
| Document Number | 00087Q0770 |
|---|---|
| Date | Jan 14, 2020 |
| Book Page | 00087Q/000770 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 13, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | JACKSON GA |
| Recording Date | Feb 28, 2018 |
| Property Address | 514 COTTAGE LOOP, PENDERGRASS, GA 30567-4659 |
| Document Number | 00079W0099 |
| Book / Page | 00079W / 000099 |
| Instrument Date | Feb 26, 2018 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $215.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 514 COTTAGE LOOP PENDERGRASS GA 305674659, PENDERGRASS, GA 30567-4659 |
| Document Number | 79W0100 |
|---|---|
| Date | Feb 28, 2018 |
| Book Page | 00079W/000100 |
| Name | REGIONS MTG |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, AL 35244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 27, 2048 |
Source: Jackson County records · Assessment roll updated February 23, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Jackson County |
| Municipality | Pendergrass Town |
| Unified School District | Jackson County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,564.00 (-0.89%) | $152,800 (-) Land $24,600 Building $128,200 | $382,000 (-) Land $61,500 Building $320,500 |
| 2024 | $4,605.00 (+13.48%) | $152,800 (+11.24%) Land $24,600 Building $128,200 | $382,000 (+11.24%) Land $61,500 Building $320,500 |
| 2023 | $4,058.00 (+11.45%) | $137,360 (+21.13%) Land $24,600 Building $112,760 | $343,400 (+21.13%) Land $61,500 Building $281,900 |
| 2022 | $3,641.00 | $113,400 Land $24,600 Building $88,800 | $283,500 Land $61,500 Building $222,000 |
514 Cottage Loop is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Jackson County (13157C), updated March 14, 2018
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 6th in Georgia |
|---|---|
| Wildfire Likelihood | Low — about 1 in 4,545 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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