515 Co Hwy 2, Mount Upton, NY 13809 Property Records

Otsego County and Unadilla Town property record for 515 Co Hwy 2, Mount Upton, NY 13809 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,504 sqft · built 1854
Lot Size	7.21 acres (314,068 sqft)
Owner	Individual Name on File
Tax Bill	$2,800 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`366289 328.00-1-20.00`

Property Details

APN / Parcel Number

Primary APN	`366289 328.00-1-20.00`
Alternative APNs	`628932800000010200000000` `005500`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,504 sqft Living Area
1st Floor Area	1,192 sqft
Upper Floors Area	312 sqft

Exterior

Year Built	Built 1854
Effective Year Built	Effective 1854
Architectural Style	Traditional
Lot Area	314,068 sqft (7.21 acres)
Garage Type	Mixed
Garage Area	1,120 sqft
Parking Spaces	6 Parking Spaces
Porch	Slab
Porch Area	528 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	005500
Street Address	515 COUNTY HIGHWAY 2
City	MOUNT UPTON
State	NY
Zip	13809-2113
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	988FILED MAP# 3902 0 0
Legal Block	1
Legal Lot Number	20.000
Jurisdiction	OTSEGO NY
Township / Civil Division	UNADILLA
Census Block Group	1
Census Block	1020
Census Tract	591602

Owner

Source: Otsego County and Unadilla Town records · APN 366289 328.00-1-20.00

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	515 COUNTY HIGHWAY 2, MOUNT UPTON, NY 13809-2113
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTSEGO NY
Recording Date	Apr 22, 2020
Property Address	515 COUNTY HIGHWAY 2, MOUNT UPTON, NY 13809-2113
Document Number	0000001616
Instrument Date	Apr 15, 2020
Instrument	1616
Transaction Type	Transfer
Record Updated	May 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$636.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 HYATTS HVN BAINBRIDGE NY 137333407, BAINBRIDGE, NY 13733-3407

Mortgage

Document Number	1617
Date	Apr 22, 2020
Instrument	1617

Lender

Name	HOMESTEAD FNDG
Type	Funding / Finance Company
Address	ALBANY, NY 12205

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 21, 2050

Tax Assessment & Valuation

Source: Otsego County and Unadilla Town records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
County Subdivision	Unadilla Town
Unified School District	Otego-Unadilla Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,800.00	$58,700 (-) Land $14,700 Building $44,000	$143,171 (+14.63%) Land $35,854 Building $107,317
2023		$58,700 Land $14,700 Building $44,000	$124,894 Land $31,277 Building $93,617

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Otsego County (36077C), updated March 20, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360775916021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 6 individual NFIP policies nearby
Nearby Flood Policies	6 in force 1 of 6 on primary residences
Nearby Flood Claims	2 (2006–2011)
Most Recent Claim	Sep 2011, rainfall accumulation, Remnants Of Tropical Storm Lee

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.