Otsego County and Unadilla Town property record for 448 Co Hwy 2, Mount Upton, NY 13809
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,662 sqft · built 1940 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,744 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 366289 328.00-1-66.01 |
| Primary APN | 366289 328.00-1-66.01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,662 sqft Living Area |
| 1st Floor Area | 1,150 sqft |
| 2nd Floor Area | 512 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Traditional |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Attached |
| Garage Area | 777 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 490 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 059700 |
|---|---|
| Street Address | 448 COUNTY HIGHWAY 2 |
| City | MOUNT UPTON |
| State | NY |
| Zip | 13809-2112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 994 0 0 |
| Legal Block | 1 |
| Legal Lot Number | 66.001 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | UNADILLA |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 591602 |
Source: Otsego County and Unadilla Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 448 COUNTY HIGHWAY 2, MOUNT UPTON, NY 13809-2112 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Otsego County and Unadilla Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Unadilla Town |
| Unified School District | Otego-Unadilla Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,744.00 (+26.74%) Homeowner's exemption | ||
| 2025 | $2,165.00 | $54,800 (-) Land $6,000 Building $48,800 | $133,659 (+14.63%) Land $14,634 Building $119,025 |
| 2023 | $54,800 Land $6,000 Building $48,800 | $116,596 Land $12,766 Building $103,830 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 25 policies |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 13 (2006–2011) |
| Claims Outside the SFHA | 2 of 13 |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 70 / 3 |
4G LTE (outdoors only), no 5G reported
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