513 Cherry St, Genoa, OH 43430 Property Records

Ottawa County property record for 513 Cherry St, Genoa, OH 43430

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,725 sqft · built 1958
Lot Size	0.327 acres (14,248 sqft)
Owner	Individual Name on File
Last Sale	$129,000 (Jul 2007)
Tax Bill	$2,586 (2025)
Deeds & Mortgages	May 2020 Line of Credit Mar 2019 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`011983-6`

Property Details

APN / Parcel Number

Primary APN	`011983-6`
Alternative APN	`012-08791-11799-000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,725 sqft Living Area
1st Floor Area	1,725 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Raised
Lot Area	14,248 sqft (0.327 acres)
Lot Dimensions	150 ft deep x 95 ft wide
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	174 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	011983-6
Street Address	513 CHERRY ST
City	GENOA
State	OH
Zip	43430-1728
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK 27 LOT 3-4 EXC N 5 FT OF LOT 4 HABBLERS
Legal Subdivision	HENRY HUBELERS ADDITION
Legal Block	27
Legal Lot Number	3-4
Jurisdiction	OTTAWA OH
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3021
Census Tract	51000

Owner

513 Cherry St is owned and occupied by an individual who acquired it in March 2019.

Source: Ottawa County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	513 CHERRY ST, GENOA, OH 43430-1728
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 28, 2020	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Mar 29, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2007 · Amount on File
Deed Sale	Jul 26, 2007 · Amount on File
Deed Document Number	2007176890
Deed Book / Page	1199 / 462
Last Transfer Date	Mar 22, 2019
Transfer Doc	0000283845
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OH
Property Address	513 CHERRY ST, GENOA, OH 43430-1728
Transaction Type	Mortgage
Record Updated	May 5, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000294929
Date	May 28, 2020
Book Page	1772/270
Instrument	202000294929

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 30, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA OH
Recording Date	Mar 29, 2019
Property Address	513 CHERRY ST, GENOA, OH 43430-1728
Document Number	0000283845
Book / Page	1713 / 0340
Instrument Date	Mar 22, 2019
Instrument	201900283845
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 E HERRY ST, GENOA, OH 43430

Mortgage

Document Number	0001713343
Date	Mar 29, 2019
Instrument	1713/343

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 513 Cherry St was $2,586, up 6.3% from the year before.

Source: Ottawa County assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ottawa County
County Subdivision	Clay Township
Municipality	Genoa Village
Unified School District	Genoa Area Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,586.00 (+6.29%)	$65,272 (-) Land $12,366 Building $52,906
2024	$2,433.00 (-0.69%)	$65,272 (+10.51%) Land $12,366 Building $52,906	$186,490 Land $35,330 Building $151,160
2023	$2,450.00 (-1.45%)	$59,066 (-) Land $10,304 Building $48,762
2022	$2,486.00	$59,066 Land $10,304 Building $48,762
2021			$168,760 Land $29,440 Building $139,320

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 513 Cherry St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 513 Cherry St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENOA VILLAGE serves 3,110 people · EPA ID OH6201003
Water Source	Purchased surface water from OREGON CITY
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Amplex Wireless Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cherry St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures