515 Cedar St NE, Steinhatchee, FL 32359 Property Records

Taylor County property record for 515 Cedar St NE, Steinhatchee, FL 32359 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,058 sqft · built 1982
Lot Size	0.334 acres (14,550 sqft)
Owner	2 Individual Names on File
Last Sale	$100,000 (May 2019)
Tax Bill	$815 (2025)
Deeds & Mortgages	May 2019 Sale & Mortgage Jan 2019 Loan Modification + 1 more
Flood Zone	Zone AE (high risk)
APN	`10311-000`

Property Details

APN / Parcel Number

Primary APN	`10311-000`
Alternative APN	`19-09-10-10311-000`

Interior

Full Baths	1 Bath
Building Area	1,058 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1985
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	14,550 sqft (0.334 acres)
Garage Type	Detached
Garage Area	660 sqft
Driveway	Driveway
Driveway Area	140 sqft
Utility Building	96 sqft
Mobile Home / RV Hookup	Mobile Home / RV Hookup

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Radiant

Location & Zoning

Street Address	515 CEDAR ST NE
City	STEINHATCHEE
State	FL
Zip	32359-9705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEG 0000.32 ACRES - RIVERSIDE ADD - LOTS 16 & 17 BLK 3 - OR 453-209 OR 762-429 OR 796-828
Legal Range	10E
Legal Township	09S
Legal Section	19
Legal Subdivision	RIVERSIDE ADD
Legal Block	3
Legal Lot Number	16-17 17
Jurisdiction	TAYLOR FL
Township / Civil Division	PERRY SOUTH
Census Block Group	1
Census Block	1028
Census Tract	950402

Owner

Source: Taylor County records · APN 10311-000

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	515 CEDAR ST NE, STEINHATCHEE, FL 32359-9705
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2019	Grant Deed, Transfer · Conventional Mortgage AMERICAN FINANCING
Jan 04, 2019	Loan Modification, Mortgage R DEAN FOWLER
May 09, 2017	Warranty Deed, Transfer FRITH ABSTRACT AND TITLE COMPANY, FRITH ABSTRACT & TITLE CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 10, 2019 · Amount on Record
Deed Sale	May 10, 2019 · Amount on Record
Prior Sale	May 09, 2017 · Amount on Record
Deed Document Number	190002126
Deed Book / Page	0796 / 0828
Record Updated	Jun 08, 2026

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	TAYLOR FL
Recording Date	May 10, 2019
Property Address	515 CEDAR ST NE, STEINHATCHEE, FL 32359-9705
Document Number	0007960828
Book / Page	000796 / 000828
Instrument Date	Apr 30, 2019
Instrument	2126
Transaction Type	Transfer
Record Updated	Jun 25, 2019
Title Company	FRITH ABSTRACT AND TITLE COMPANY, FRITH ABSTRACT & TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 1775 PERRY FL 323487305, PERRY, FL 32348-7305

Mortgage

Document Number	7960830
Date	May 10, 2019
Book Page	000796/000830
Instrument	2128

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 09, 2049

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	TAYLOR FL
Property Address	515 CEDAR ST NE, STEINHATCHEE, FL 32359-9705
Document Number	0007910407
Instrument Date	Jan 04, 2019
Transaction Type	Mortgage
Record Updated	Apr 18, 2019
Title Company	FRITH ABSTRACT AND TITLE COMPANY, FRITH ABSTRACT & TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	515 CEDAR ST NE STEINHATCHEE FL 323599705, STEINHATCHEE, FL 32359-9705

Mortgage

Document Number	0007910407
Date	Jan 22, 2019
Book Page	000791/000407
Instrument	298

Lender

Name	R DEAN FOWLER

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jan 21, 2020

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TAYLOR FL
Recording Date	May 09, 2017
Property Address	515 CEDAR ST NE, STEINHATCHEE, FL 32359-9705
Document Number	0007620429
Book / Page	000762 / 000429
Instrument Date	May 05, 2017
Instrument	2403
Transaction Type	Transfer
Record Updated	Oct 05, 2017
Title Company	FRITH ABSTRACT AND TITLE COMPANY, FRITH ABSTRACT & TITLE CO

Transaction

Amount	Amount Recorded
Tax	$493.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	121 MAIN ST STEINHATCHEE FL 323593449, STEINHATCHEE, FL 32359-3449

Tax Assessment & Valuation

Source: Taylor County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Taylor County
Unified School District	Taylor County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$815.00 (-60.24%) Homeowner's exemption	$67,740 (-47.23%)	$67,740 (-47.23%) Land $42,200 Building $25,540
2024	$2,050.00 (+4.97%)	$128,380 (+3.62%)	$128,380 (+3.62%) Land $42,200 Building $86,180
2023	$1,953.00 (+52.46%)	$123,890 (+19.67%) Land $42,200 Building $81,690	$123,890 (+19.67%) Land $42,200 Building $81,690
2022	$1,281.00	$103,530 Land $33,470 Building $70,060	$103,530 Land $33,470 Building $70,060

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Taylor County (12123C), updated February 1, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	13.0 ft

Wildfire

Wildfire Risk	Moderate above 57% of the US · above 28% of Florida
Wildfire Likelihood	About 1 in 719 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

515 Cedar St NE, Steinhatchee, FL 32359 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

May 2019: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2019: Loan Modification, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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Nearby Streets

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