1315 Cedar St NE, Steinhatchee, FL 32359 Property Records

Taylor County property record for 1315 Cedar St NE, Steinhatchee, FL 32359

Property Summary

Property Type	Single Family Home
Details	1 ba · 994 sqft · built 1955
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Last Sale	$203,200 (Jan 2022)
Tax Bill	$611 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R10225-000`

Property Details

APN / Parcel Number

Primary APN	`R10225-000`
Alternative APNs	`18-09-10-10225-000` `10225-000`

Interior

Full Baths	1 Bath
Building Area	994 sqft Living Area
1st Floor Area	994 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1980
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	17,424 sqft (0.4 acres)
Porch	Screened/Unfinished Porch
Utility Building	384 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Convection

Location & Zoning

Account Number	R10225-000
Street Address	1315 CEDAR ST NE
City	STEINHATCHEE
State	FL
Zip	32359-2603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEG 0000.40 ACRES - ISLAND SUB - LOT 85 - OR 663-595-HW DC OR 768-579 OR 850-398
Legal Range	010
Legal Township	009
Legal Section	18
Legal Subdivision	ISLAND SUB
Legal Lot Number	85
Jurisdiction	TAYLOR FL
Township / Civil Division	PERRY SOUTH
Census Block Group	1
Census Block	1118
Census Tract	950402

Owner

Source: Taylor County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1315 CEDAR ST NE, STEINHATCHEE, FL 32359-2603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2022 · Amount on Record
Deed Sale	Jan 13, 2022 · Amount on Record
Prior Sale	Jan 11, 2011 · Amount on Record
Deed Document Number	2022221
Deed Book / Page	850 / 398
Record Updated	Sep 20, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TAYLOR FL
Recording Date	Jan 13, 2022
Property Address	1315 CEDAR ST NE, STEINHATCHEE, FL 32359-2603
Document Number	0008500398
Book / Page	850 / 398
Map Reference	MB 1 PG 102
Instrument Date	Dec 30, 2021
Instrument	220000221
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	BANKERS TITLE AND NATURE COAST, BANKERS TTL OF NATURE COAST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,422.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10309 S CAVENDISH TER, 10309, HOMOSASSA, FL 34446-7826

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1315 CEDAR ST NE, STEINHATCHEE, FL 32359-2603

Mortgage

Document Number	0000850400
Date	Jan 13, 2022
Instrument	850/400

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Taylor County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Taylor County
Unified School District	Taylor County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$611.00 (+2.35%) Homeowner's exemption Veteran's exemption	$75,790 (+2.89%)	$111,500 (-34.2%) Land $62,050 Building $49,450
2024	$597.00 (+1.19%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$73,660 (+2.99%)	$169,450 (+1.54%) Land $120,000 Building $49,450
2023	$590.00 (+123.48%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$71,520 (+3%)	$166,880 (+140.32%) Land $120,000 Building $46,880
2022	$264.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$69,440 Land $30,000 Building $39,440	$69,440 Land $30,000 Building $39,440

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 164 individual policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	212 units insured incl. 48 condo units
Nearby Flood Claims	146 (2015–2024)
Claims Outside the SFHA	1 of 146
Most Recent Claim	Oct 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Oct 2024 · 92 claims Hurricane Idalia, Aug 2023 · 21 claims Hurricane Hermine, Sep 2016 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 42% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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