515 C Smith Rd, Guthrie, KY 42234 Property Records

Todd County property record for 515 C Smith Rd, Guthrie, KY 42234

Property Summary

Property TypeFarm - Irrigated or Dry
Details3 bd · 1 ba · 1,152 sqft
Lot Size17 acres (740,520 sqft)
Owner2 Individual Names on File
Last Sale$1,000,000 (Jun 2026)
Tax Bill$65 (2025)
Deeds & MortgagesJun 2026 Sale
May 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN073-01

Property Details

APN / Parcel Number

Primary APN073-01
Alternative APN
  • 48134

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,152 sqft Living Area

Exterior

Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialAsphalt
Lot Area740,520 sqft (17 acres)
Garage TypeCarport
CarportCarport
DrivewayAsphalt Driveway
PorchPorch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelElectric

Location & Zoning

Account Number48134
Street Address515 C SMITH RD
CityGUTHRIE
StateKY
Zip42234-9100
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > Farm - Irrigated or Dry
Legal DescriptionFARM
JurisdictionTODD KY
Township / Civil DivisionGUTHRIE
Census Block Group1
Census Block1002
Census Tract950300

Owner

515 C Smith Rd, an agricultural property, is owned by two individuals who bought it in June 2026.

Source: Todd County records, as of July 7, 2026

Owner of Record2 Individual Names on File
Mailing Address231 C SMITH RD, GUTHRIE, KY 42234-9100
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 25, 2026Deed, Transfer
NONE LISTED ON DOCUMENT
May 29, 2025Deed of Trust, Mortgage · Line of Credit
UNITED SOUTHERN BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 25, 2026 · Amount on File
Deed SaleJun 25, 2026 · Amount on File
Prior SaleAug 19, 2016 · Amount on File
Deed Document Number202610173873
Deed Book / Page234 / 224
Record UpdatedSep 20, 2026

June 2026: Deed, Transfer

Document TypeDeed
JurisdictionTODD KY
Recording DateJun 25, 2026
Property Address515 C SMITH RD, GUTHRIE, KY 42234-9100
Document Number0010173873
Book / Page234 / 224
Instrument DateJun 23, 2026
Instrument202610173873
Transaction TypeTransfer
Record UpdatedJul 7, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
Tax$101,000.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address231 C SMITH RD, GUTHRIE, KY 42234-9100

May 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTODD KY
Property Address515 C SMITH RD, GUTHRIE, KY 42234-9100
Transaction TypeMortgage
Record UpdatedJan 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4100 GUTHRIE RD, GUTHRIE, KY 42234-9110

Mortgage

Document Number000M293/89
DateMay 29, 2025
Book PageM293/89
Instrument992985
Lender
NameUNITED SOUTHERN BANK
TypeBank
AddressHOPKINSVILLE, KY 42241
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueMay 28, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 515 C Smith Rd was $65.

Source: Todd County assessment roll, as of November 11, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyTodd County
Unified School DistrictTodd County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$65.00$7,837$204,000
2023$65.00$7,837$204,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 515 C Smith Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective July 22, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (2016–2021)
Most Recent ClaimAug 2021 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 515 C Smith Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTODD COUNTY WATER DISTRICT
serves 9,801 people · EPA ID KY1100944
Water SourcePurchased surface water from several systems
Last State InspectionApr 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
energynet
Fiber
1,000 / 1,000

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