231 C Smith Rd, Guthrie, KY 42234 Property Records

Todd County property record for 231 C Smith Rd, Guthrie, KY 42234

Property Summary

Property TypeRural Home
Details3 bd · 1.5 ba · 1,400 sqft
Lot Size10 acres (435,600 sqft)
Owner2 Individual Names on Record
Last Sale$1,000,000 (Jun 2026)
Tax Bill$2,596 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN073-01A_1B

Property Details

APN / Parcel Number

Primary APN073-01A_1B
Alternative APN
  • 48135

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,400 sqft Living Area
Basement Area1,176 sqft
Unfinished Basement1,176 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area435,600 sqft (10 acres)
Garage TypeCarport
CarportCarport
DrivewayAsphalt Driveway
PorchSlab
Porch Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number48135
Street Address231 C SMITH RD
CityGUTHRIE
StateKY
Zip42234-9100
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionFARM-HOUSE
JurisdictionTODD KY
Township / Civil DivisionGUTHRIE
Census Block Group1
Census Block1002
Census Tract950300

Owner

Source: Todd County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address231 C SMITH RD, GUTHRIE, KY 42234-9100
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 25, 2026 · Amount on Record
Deed SaleJun 25, 2026 · Amount on Record
Prior SaleAug 19, 2016 · Amount on Record
Deed Document Number202610173873
Deed Book / Page234 / 224
Record UpdatedSep 20, 2026

June 2026: Deed, Transfer

Document TypeDeed
JurisdictionTODD KY
Recording DateJun 25, 2026
Property Address231 C SMITH RD, GUTHRIE, KY 42234-9100
Document Number0010173873
Book / Page234 / 224
Instrument DateJun 23, 2026
Instrument202610173873
Transaction TypeTransfer
Record UpdatedJul 7, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$101,000.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address231 C SMITH RD, GUTHRIE, KY 42234-9100

Mortgage

Document Number0010173873,
DateJun 25, 2026
Book Page305/310
Instrument202610173873
Lender
NameFARM CREDIT SERVICES/MIDLANDS FLCA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term301 Months
DueJul 1, 2051
Interest
Rate TypeFixed Rate
Rate6.36%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Todd County assessment roll, as of November 11, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyTodd County
Unified School DistrictTodd County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,596.00 (-1.29%)$312,060 (-0.59%)$407,450 (-35.17%)
2023$2,630.00$313,904$628,450

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (2016–2021)
Most Recent ClaimAug 2021 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTODD COUNTY WATER DISTRICT
serves 9,801 people · EPA ID KY1100944
Water SourcePurchased surface water from several systems
Last State InspectionApr 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
energynet
Fiber
1,000 / 1,000

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